5 Free, Easy, and Swift Methods to Recharge MoMo Wallet

With the increasing use of the MoMo e-wallet for everyday transactions, knowing how to securely and effortlessly top up your MoMo becomes essential. For those seeking simple solutions, here are 5 safe and convenient ways to recharge your MoMo e-wallet, as recommended by Mytour Blog.

1. Quick Top-Up via Napas Network ATM Cards

MoMo users can freely deposit money using ATM cards within the Napas network, including banks like Sacombank, Techcombank, and TP Bank, among others.

To determine if your bank is part of the Napas system, check for the Napas logo on your ATM card. If it's there, you can use it for MoMo deposits.

Here are the steps for depositing money into MoMo using a domestic ATM card from the Napas network:

Step 1: Initiate the Deposit Process

On the main MoMo interface, select ‘Add money to wallet’. Then, from the ‘Supported Banks’ section, choose your bank’s logo.

Step 2: Enter the Deposit Amount into MoMo Wallet

Input the amount you wish to deposit into the specified field, ensuring it exceeds VND 10,000.

Step 3: Confirm and Enter Card Details

After setting the deposit amount, MoMo requests transaction confirmation. Enter required ATM card details and the OTP received to finalize the transaction.

2. Fee-Free Deposit from International Visa/ Mastercard/ JCB Cards

Enjoy Numerous Benefits by Linking Visa/Mastercard/JCB with MoMo Wallet

Linking Visa/Mastercard/JCB to MoMo grants two free deposits in the first month, followed by one free monthly deposit thereafter.

Note: Free deposit benefits apply only to transactions under VND 1,000,000. Transactions exceeding this limit incur a fee of VND 2,200 + 2%.

Steps for Fee-Free Deposits into MoMo from Visa/Mastercard/JCB Cards

Step 1: Initiate the Deposit Process

On the MoMo app interface, tap 'Add money to wallet', select the international card option, and choose your card's logo.

Step 2: Provide Visa/Mastercard/JCB Card Information

Users must provide the requested card information. Then, input the amount to deposit into the wallet.

Step 3: Confirm and Enter OTP

Finally, click on card verification, receive the OTP, and use it to authenticate and finalize the transaction.

Conveniently and swiftly top up your MoMo wallet through connected banks.

Link your MoMo wallet with any of the 25 banks for hassle-free transactions. Banks include SCB, Sacombank, Vietcombank, and many more.

All transactions with these banks are free. You can also transfer money from your MoMo wallet back to any linked bank account.

Steps to top up MoMo from linked banks include initiating the top-up process on the MoMo app and selecting your bank.

Step 1: Initiate the top-up process

Open the MoMo app, and tap 'Add money to wallet' on the main screen.

Step 2: Choose the amount and your linked bank

Enter the amount you wish to add. For the funding source, select the logo of your linked bank.

Step 3: Confirm the transaction

Click 'Confirm', then enter your password and OTP to finalize the deposit.

4. Ways to Deposit Money into MoMo Without a Bank Card

Apart from ATM or Visa/Mastercard/JCB cards, you can also deposit money into your MoMo wallet without needing a bank card. Here are two methods for cardless deposits into your MoMo e-wallet:

Through MoMo Transaction Points

Over 4,000 MoMo transaction points nationwide allow users to deposit cash into their MoMo account for free. Find the nearest location using the MoMo App.

Visit a transaction point to conduct the transaction directly as per the staff's guidance. Alternatively, cash deposits can be made at convenience stores like Circle K, MiniStop, Family Mart, etc.

Using the transfer feature from another MoMo wallet

Besides direct deposit points, you can add funds to your wallet using another person's MoMo wallet through the online transfer feature.

Steps to deposit into MoMo using the transfer feature are outlined below:

Step 1: Begin the deposit process

The sender selects 'Transfer Now', then 'Transfer to MoMo Wallet' and inputs the recipient's MoMo account number in 'Select Recipient'.

Step 2: Choose the amount to transfer

The sender inputs the transfer amount and may include a new message. Double-check the recipient's name and details to avoid errors.

Step 3: Confirm the transaction

The sender presses Confirm and enters their password to finalize the transaction.

5. Addressing Frequently Asked Questions About Depositing Money into MoMo

Join us as we clarify common concerns regarding how to deposit money into MoMo.

Is topping up MoMo at Thegioididong stores free of charge?

Users can top up their MoMo wallet at Thegioididong stores without needing any documents. All top-up transactions at Thegioididong system are completely free.

How much does it cost to top up MoMo?

Most methods of adding funds to MoMo are free. However, there may be charges for certain methods such as linking international Visa/Mastercard/JCB cards.

Can I top up MoMo at Bach Hoa Xanh?

Currently, Bach Hoa Xanh does not support MoMo wallet top-ups. For top-up needs, consider the cash-in and cash-out points suggested on the MoMo app.

Discover 5 secure, straightforward, and quick ways to add funds to your MoMo wallet, as shared by Mytour. This guide provides insights into making your MoMo experience richer. MoMo e-wallet offers unparalleled convenience for daily life, so bookmark this guide for easy access. Also, keep up with Mytour Blog daily for more useful lifestyle tips.