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Specific instructions on how to apply for a Maritime Bank Visa Card, Credit Card are provided by Download Free. Maritime Bank has issued detailed regulations and procedures for obtaining a Maritime Bank credit card, making it easier than ever for those interested in opening a Maritime Bank credit card. With just a little time spent reading, you can easily open a visa account at this bank.
- Download Maritime Bank for Android
- Download Maritime Bank for iPhone
Applying for a Maritime Bank Visa Card
Getting a Maritime Bank visa card helps customers easily manage their expenses conveniently, whether domestically or internationally. It replaces the complex cash payment method, reducing the risk of complications in transactions.
Regulations on Procedures for Opening a Maritime Bank Visa Card
Customers interested in obtaining a Maritime Bank visa card need to ensure compliance with the following procedural requirements:
+ Sample credit card issuance form provided by Maritime Bank
+ Valid national ID card, household registration, or passport (copies, but bring the original for verification when submitting)
+ Original employment contract
+ Original salary statement for the last 3 months of the individual
+ Copy of enterprise salary or salary receipt, business tax declaration documents from the past 3 months
+ Foreign customers applying for Maritime Bank credit card must prove a minimum of 2 years of study or work, while Vietnamese customers must have a household registration book (KT3).
Conditions for opening Maritime Bank credit card
Maritime Bank credit cards include two types: unsecured cards and cards without income proof requirement
Conditions for opening a Maritime Bank credit card without income proof include:
+ Original statement of minimum credit card spending for the past 2 months, with a maximum debt ratio of 70% and a minimum limit of 60 million VND.
+ Customers need to provide collateral for Maritime Bank, which can be savings books, valid contracts, land use rights certificates...
+ All purchase invoices within the last 2 weeks from the time of card opening request.
Conditions for opening a Maritime Bank credit card without collateral include:
+ The cardholder must be a Vietnamese citizen residing and working in provinces where Maritime Bank has branches.
+ The average monthly income of the card applicant must be at least 5 million VND, transferred through the bank.
+ Citizens must be between 18 and 65 years old as per regulations.
+ Applicants must have a minimum work experience of 3 months to apply for a Maritime Bank visa card.
What benefits do customers receive when opening a Maritime Bank credit card?
Maritime Bank offers customers numerous practical benefits when applying for a Maritime Bank visa card, including:
+ Enjoy valuable discounts of up to 50% when shopping at JOY or JOY+.
+ Get 5% cashback when using the Visa card for shopping on your birthday.
+ When applying for a Maritime Bank credit card, customers have the opportunity to receive a valuable travel insurance package when traveling abroad....
Obtaining a Maritime Bank visa card, a Maritime Bank credit card is actually not difficult or complicated at all. Customers just need to meet all the criteria, procedures, and conditions required by Maritime Bank to enjoy practical benefits when shopping.
The interest rate at Maritime Bank is also information that many people want to know before depositing money at the bank, detailed information about the Maritime Bank interest rate can be found here.
Furthermore, if you wish to own a VPBank Visa card, please refer to how to apply for a Visa VPBank card here to make purchases and payments when transacting with overseas services.
