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Are there fees for depositing money into a BIDV account?
For BIDV bank, you can deposit money in the following ways:
1. Fee for depositing money into a BIDV account at a BIDV branch/transaction office
Despite somewhat cumbersome procedures, many people still choose to deposit money into their BIDV accounts at BIDV branches/transaction offices nationwide. You need to bring your ID card/passport that you registered and come to the bank during working hours. Then, you fill in the required information on the form and submit it to the staff. After that, the staff will assist you in depositing money into your BIDV account.
* Depositing money into your BIDV account at the branch where you opened your account
When you deposit money into your BIDV bank account at the branch where you opened the account, the deposit fee is completely waived.
* Depositing money into your BIDV account at another branch/transaction office
For depositing money into your BIDV bank account at another branch/transaction office, you will incur a fee of 0.03% of the amount you transfer/ per transfer. According to regulations, the minimum amount for each transfer is 20,000 VND, and the maximum is 2 million VND.
Even when you deposit cash in foreign currency, you will still be charged a fee as follows:
- Depositing foreign currency into your BIDV account is free of charge.
- Depositing foreign currency into a foreign currency account incurs a fee of 3 USD.
2. Fee for depositing money into BIDV account online
In addition to the traditional method of depositing money at a bank branch/transaction office, you can also deposit money online into your BIDV account if you register and use Smart Banking BIDV or Internet Banking. With this method, you can deposit money quickly without having to visit the bank, present your ID card, and especially, you can deposit money whenever you want.
* Depositing money into BIDV Smart Banking account
Not only does this Smart Banking service allow you to deposit money into your account, but it also enables you to perform various transactions such as bill payments, checking your account balance, buying plane tickets, etc.
According to BIDV bank regulations, if you transfer money between your own main accounts, the deposit fee is free of charge. However, if you deposit money into another BIDV account, there will be a specific fee:
- Transfer fee between BIDV accounts of customers: Free of charge
- Fee for depositing money into another BIDV account:
+ For amounts below 10,000 dong: No fee
+ Maximum fee for deposits up to 30 million dong is 1,000 dong/transaction
+ Above 30 million, there's a fee of 0.01% of the transferred amount, with a maximum fee of 9,000 dong/transaction
If you haven't registered for BIDV Internet Banking service yet, you can check out the article on How to Register for BIDV Internet Banking to learn about the conditions, procedures, and choose the most suitable registration method for yourself.
With the information shared above, hopefully, you now know whether depositing money into a BIDV account incurs a fee or not? Depending on the method of deposit, the deposit fee will vary. Take the initiative to find out to come up with the most cost-effective deposit method. If you're interested in Agribank, you can also explore how much Agribank account deposit fees are.
