Transferring funds is a common transaction method at Vietcombank (Joint Stock Commercial Bank for Foreign Trade of Vietnam). In addition to traditional in-branch transfers, Vietcombank offers a scheduled transfer service to meet the diverse needs of its customers.
To provide a deeper understanding of this transfer method, Mytour has crafted the article: 'Automating Regular Transfers at Vietcombank'. The article will delve into the concept, features, and process of scheduling transfers at Vietcombank, and much more.
Guidance on Setting Up Scheduled Transfers in VCB - iB@nking Service
1. What is Scheduled Transfer in Vietcombank?
Vietcombank's scheduled transfer service is designed to cater to customers' transfer needs on a specific cycle (daily/weekly/monthly/quarterly).
With the scheduled transfer service, you can proactively transfer funds to the recipient's account (within Vietcombank's system or other systems) on time without having to visit a branch or repeat the same transfer steps on VCB - iB@nking.
Suitable Method for Setting Up Scheduled Transfers for Regular Transactions to the Same Recipient with a Fixed Amount.
Example: You can utilize Vietcombank's scheduled transfer service to pay for telecommunications bills, internet bills, rent, merchandise payments, etc.
2. Setting Up Scheduled Transfers in Vietcombank
Method 1: Setting Up Scheduled Transfers in Vietcombank via VCB - iB@nking Service
Scenario 1: For customers who haven't registered for Vietcombank's internet banking service
You need to register for Vietcombank's internet banking service to use this feature.
Registration Requirements
- You need to possess a payment card issued by Vietcombank.
- Bring your ID card/passport to the nearest Vietcombank working hours to conduct transactions
Registration Process
Take your ID card to Vietcombank's service counter for information verification and guidance to complete the registration procedure. After successfully registering for Vietcombank internet banking, please access Vietcombank's VCB - iB@nking system and follow the instructions in Scenario 2.
Scenario 2: For customers who have registered for Vietcombank internet banking service
To utilize the service, simply log in to Vietcombank's electronic banking system (VCB - iB@nking) and follow these steps
Step 1: Select the 'transfer within Vietcombank/transfer to other banks' option under the 'quick access' section of the left menu or in the 'transfer' section on the top menu
Step 2: Create transaction orders
Choose the transaction type, 'scheduled transfer', source account, input recipient information (account number, recipient name, bank name), input transfer frequency (transfer frequency, start date, end date), transaction details (transfer amount, transfer description, transfer fee), and press 'confirm'
Step 3: Confirm the transaction
Choose the OTP delivery method (via SMS, via SmartOTP app, or via EMV card), enter the received OTP code into the OTP field, agree to Vietcombank's electronic banking service terms and conditions, and press 'confirm' to complete the transaction
Method 2: Setting Up Scheduled Transfers in Vietcombank via VCB - Mobile Banking App
Requirements: You need to register for Vietcombank's VCB - Mobile banking service. (You can register at Vietcombank's service counter or via Vietcombank's electronic banking system)
Execution Steps
- Install Vietcombank for Android
- Install Vietcombank for iPhone
Step 1: Access the VCB - Mobile banking app on your phone, log in with your username and password to access the app
Step 2: On the displayed screen, tap 'transfer' => Select 'transfer within VCB or transfer to other banks via account'
Step 3: On the transfer method tab, select 'scheduled transfer'
Step 4: Choose the sender's original account, input recipient information (account number, full name, bank name, transfer frequency, start date, transfer amount, transfer description), press 'continue'
Step 5: Review the transfer information, press 'continue', enter the confirmation code (OTP code sent to your phone), press 'confirm' to complete the transaction
Note: On the effective date of the scheduled transfer transaction, you can cancel the transfer order before 7:30 AM. After 7:30 AM, your scheduled transfer order cannot be modified anymore.
Vietcombank's scheduled transfer service is a new offering, bringing numerous value and convenience to users. You can explore in detail the various ways to transfer money at Vietcombank branches to compare the benefits of these money transfer services.
