Buzz
Currently, the demand for unsecured and secured loans at Avay is soaring due to its credible reputation, offering swift online loans without collateral. To qualify for a loan, ensure your Avay loan application documents are well-prepared for review and approval. So, what does the Avay loan documentation entail?
Flexible Repayment with Avay
I. Avay Loan Documentation
1. Loan Amount Eligibility at Avay
- Currently, you can apply for installment loans at Avay ranging from 10,000,000 - 80,000,000 VND for a period of 12 - 30 months.
2. Eligibility for Borrowers at Avay
- If you are a resident, working within the territory of Vietnam, aged 21-65, with a minimum monthly income of 3 million VND or more, you are eligible to apply for a loan at Avay.
Note: Avay does not provide loans to military personnel (individuals applying for a loan using a military ID card).
3. Loan Documentation at Avay
III. Is the loan application process at Avay done online or with hard copies?
Avay is a money lending app, processing applications online, so the loan documentation is done online. When you want to borrow money online with Avay, you just need to prepare a computer or smartphone (smart device) connected to the Internet and access Avay to follow the provided loan procedures. For actions performed on a computer, Avay will send the result to the phone number you registered. If done on a smartphone, download the Avay app and access it to apply for a loan, and Avay will notify the result directly on the app.
Note:
- To borrow money at Avay, you must have an ID card/citizen ID; passports cannot be used as a substitute.
- If registering for a loan at Avay with a Viettel network phone number, your loan documentation only needs to provide the required documents as instructed above. However, if applying with Vinaphone or Mobifone, in addition to preparing the mentioned documents, you need to prepare additional documents such as: Vehicle registration, salary statement, insurance contract (if any), water bill, current credit card, bank account statement, etc. The additional documents will be requested by the Avay consultant to establish the basis for your loan application at Avay.
- Many people suspect Avay.vn of fraud, but upon investigation, Avay.vn is an app created by many reputable organizations not only domestically but also internationally. It is linked with various trustworthy banks in Vietnam, and its policies and services are transparent, so you can trust Avay when borrowing money.
After completing your online loan registration at Avay, Avay's advisors will review and assess your loan application based on the provided information. They will then call you to discuss suitable loan products and packages with appropriate interest rates. You can exchange documents, submit and finalize your loan application with our advisors at the Avay office on the 8th floor of the Havana building, 132 Ham Nghi, District 1, Ho Chi Minh City.
If your application meets the approval criteria, your loan will be disbursed within 3-5 days. If your application does not meet the criteria (due to a poor credit history, choosing unsuitable loan options, etc.), Avay will not approve your loan, and you will be unable to borrow money from Avay.
These are the most general details about the procedures and loan documents at Avay. If you need further advice on loan packages, interest rates, or how to repay your loan at Avay, please contact the Avay hotline (02871082829) or call the hotline 5566 for assistance.
