Similar to the bank interest rates in November 2019 and previous months, December sees adjustments in short-term deposit rates. Most banks are reducing deposit interest rates across different terms: 1-month, 3, 6, 9, 12, up to 24 months. The highest savings deposit interest rate in December is 8.6% per annum.
Current deposit interest rates at various banks are now at their peak, reaching 8.6%.
I. December 2019 Bank Interest Rates Table (Unit: %/year)
II. December 2019 Bank Savings Interest Rates
1. Agribank's Interest Rates in December 2019, Highest at 6.8%
- Agribank's 1-month term interest rate is 4.5%.
- Enjoy a 5.5% interest rate for a 6-month term.
- Opt for a 9-month term and get a competitive 5.6% interest rate.
- For 12 and 24-month terms, the interest rate is boosted to 6.8%.
2. BIDV Bank's Interest Rates in December 2019, Peaking at 6.8%
- For a 1-month term, BIDV offers an interest rate of 4.3%
- Opt for 6 and 9-month terms, and enjoy a 5.3% interest rate.
- A competitive 6.8% interest rate awaits for 12 and 24-month terms.
3. Vietcombank's Interest Rates in December 2019, Peaking at 6.8%
- Vietcombank offers a 4.3% interest rate for a 1-month savings term.
- Enjoy a 5.3% savings interest rate for 6 and 9-month terms.
- BIDV applies a competitive 6.8% interest rate for 12 and 24-month terms.
4. Techcombank's Interest Rates in December 2019, Peaking at 6.3%
- For a 1-month term, the savings interest rate stands at 4.3%.
- Techcombank offers a competitive 6.3% interest rate for a 6-month term.
- Opt for a 9-month term and enjoy a 5.8% interest rate.
- Choose a 12-month term and experience a 6.3% interest rate.
- Experience a 6.2% interest rate for a 24-month term.
Deposit transactions at the bank
5. VietinBank's Interest Rates in December 2019, Peaking at 6.8%
- VietinBank offers a 4.3% savings interest rate for a 1-month term.
- Enjoy a 5.3% interest rate for 6 and 9-month terms.
- VietinBank offers an attractive 6.8% interest rate for 12 and 24-month terms.
6. Nam Á Bank's Interest Rates in December 2019, Peaking at 8.6%
- Experience a 4.9% savings interest rate for a 1-month term with Nam Á Bank.
- Experience a high 6.8% interest rate for a 6-month term.
- Enjoy a competitive 7% interest rate for a 9-month term.
- Opt for a 12-month term and get an attractive 7.99% interest rate.
- For a 24-month term, the savings interest rate is an impressive 8.6%.
7. MB Bank's Interest Rates in December 2019, Peaking at 7.6%
- For a 1-month term, the savings interest rate is 4.8%.
- Choose a 6 or 9-month term and enjoy a 6.4% interest rate.
- Opt for a 12-month term and experience a 7.4% interest rate.
- MB Bank offers a competitive 7.6% interest rate for a 24-month term.
8. ACB Bank's Interest Rates in December 2019, Peaking at 8%
- ACB Bank's 1-month savings interest rate stands at 5.35%.
- Enjoy a 6.65% interest rate for 6 and 9-month terms with ACB Bank.
- Enjoy a 7.05% interest rate for a 12-month term.
- For a 24-month term, the interest rate is a solid 8%.
9. NCB Bank's Interest Rates in December 2019, Peaking at 8.2%
- Opt for a 1-month term and experience a 5% interest rate.
- For a 6-month term, enjoy a competitive 7.9% interest rate.
- The interest rate for a 9-month term stands at 7.96%.
- Opt for a 12-month term and experience a solid 7.98% interest rate.
- An attractive 8.2% interest rate awaits for a 24-month term.
As seen in the table above, it's evident that Nam Á Bank's December 2019 interest rate is the highest at 8.6% for a 24-month term. However, depending on each bank's conditions and your specific needs, choose the bank that best suits your deposit preferences.
