BIDV Bank Interest Rates: Borrowing, Saving, and Growth

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Understanding interest rates at BIDV Bank and other banks is crucial when considering loans or savings. This helps you make decisions on where to borrow or save.

Being one of the leading commercial banks, BIDV offers a variety of account packages suitable for both individuals and businesses. With flexible interest rates and changes across branches, BIDV ensures convenient and tailored transactions for customers in different regions.

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For a 6-month deposit term, the highest interest rate is 5.3% per annum.

Opting for a 9-month deposit period offers the highest interest rate of 5.5% per annum.

Considering a 12-month deposit tenure provides the highest interest rate at 6.9% per annum.

For an 18-month deposit term, the maximum interest rate is 6.9% per annum.

Considering a 24-month deposit term yields the highest interest rate of 6.9% per annum.

Opting for a 36-month deposit period also provides the highest interest rate of 6.9% per annum.

The stated interest rates apply to individual customers and are for reference only, subject to change based on location. For specific interest rates, please contact BIDV branches/offices nationwide.

This interest rate table applies to all types of Personal Savings Accounts, including: Current deposit; Fixed and non-fixed term savings deposit; online personal deposit; accumulation deposit for security; reserve deposit; business group deposit; direct foreign investment deposit; and indirect investment deposit for designated purposes.

*Applicable to business customers

For businesses, this includes: Current deposit, fixed-term deposit; online fixed term deposit; customizable deposit; reserve deposit; specialized deposit.

Specific interest rates are as follows:

2. BIDV Bank Loan Interest Rates:

* Applicable to individual customers

Includes lending activities for: Home loans; car loans; business production and operation loans; secured personal loans with real estate collateral; unsecured personal loans; loans against valuable papers; study abroad financial support loans; financial proof loans; securities-backed loans; pre-sale of securities loans.

* Applicable to business customers

Includes lending activities for: Conventional short-term loans; medium to long-term loans; fixed asset investment loans; project investment loans; real estate project investment loans; hydropower project investment loans.

Nowadays, in addition to traditional bank loans, BIDV has introduced an online borrowing service, making it easy and fast for customers to borrow money. The process of online borrowing from BIDV has also been guided by Mytour, and you can refer to it.

So, basically, you've grasped the current interest rates at BIDV. After learning about the interest rates for deposits and loans at BIDV, the crucial step is to apply them wisely and align them with the needs of individuals or businesses. Of course, customers can also explore interest rates at other banks like Sacombank, VPBank, Vietcombank, or HDBank to find the most optimal rate.

Currently, BIDV operates with flexible working hours to meet the transaction needs of individuals and businesses, including Saturdays. For detailed information about BIDV's operating hours throughout the week, customers should check the opening hours as introduced by Mytour.

If you are using BIDV's services and frequently visit the bank for transactions, understanding the working hours is essential. Knowing BIDV's working hours allows you to proactively visit the bank on time without unnecessary delays.

Wishing all of you great success!

Frequently Asked Questions

What are the current interest rates offered by BIDV Bank for various deposit terms?

BIDV Bank offers competitive interest rates for different deposit terms. For a 6-month deposit, the rate is 5.3% per annum, while a 9-month deposit yields 5.5% per annum. A 12-month, 18-month, 24-month, or 36-month deposit offers the highest interest rate of 6.9% per annum. These rates are for individual customers and are subject to change based on location.

Can individuals apply for personal loans at BIDV Bank, and what types are available?

Yes, individuals can apply for a variety of personal loans at BIDV Bank. The types of personal loans available include home loans, car loans, unsecured personal loans, study abroad loans, and loans against valuable papers. Each loan type has specific requirements and interest rates.

How does BIDV Bank's online borrowing service work for customers?

BIDV Bank has introduced an online borrowing service to simplify the loan application process. Customers can apply for loans through the BIDV website or mobile app. The process is designed to be quick and efficient, allowing customers to receive funds faster than traditional methods. Detailed guidance on this service is available via Mytour.

What is the importance of understanding BIDV Bank's operating hours for customers?

Understanding BIDV Bank's operating hours is crucial for customers who frequently visit the bank for transactions. Knowing the hours ensures that customers can plan their visits effectively, avoiding unnecessary delays. BIDV operates flexible hours, including Saturdays, to accommodate the needs of both individuals and businesses.

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