Borrowing Money on OneClickMoney

With the advancement of technology, online lending methods have also seen significant growth, bringing numerous benefits to both borrowers and lenders. Various forms of online lending, such as unsecured online loans and secured online loans, have led to the emergence of major lending brands like FE Credit, Home Credit, and F99. Moreover, in the segment of small-limit unsecured online loans and short-term loans, platforms like OneClickMoney, Vamo, and Robocash operate effectively, providing super-fast financial solutions for customers in need.

OneClickMoney Loan, Guide to Online Borrowing on OneClickMoney

To continue the series of articles sharing how to borrow money on various online lending platforms, today, Mytour will share with you how to borrow money on OneClickMoney. The article will focus on analyzing the features, interest rates, and procedures for borrowing money online with OneClickMoney, helping you compare procedures, lending mechanisms among different brands, and choose the best financial provider for yourself.

1. Overview of One Click Money

One Click Money is an online lending service developed by Lendtop Co., Ltd. You can borrow up to 10 million dong on OneClickMoney with just your ID card, without collateral.

Immediately after filling out the loan application information, your loan will be processed and disbursed automatically if valid. After signing the loan contract, you will have access to your online loan account on the OneClickMoney system to manage and monitor your loan.

For the first loan, OneClickMoney supports borrowing up to 3 million dong with a special interest rate of 0%. For subsequent loans, you can borrow up to 10 million dong for 28 days and get disbursed quickly within 24 hours.
All loans at OneClickMoney are conducted 100% online, without the need for face-to-face meetings or signing documents, saving a lot of time and effort. Additionally, when borrowing money online on OneClickMoney, you will know the loan interest rate and the amount to repay during the corresponding loan period in advance. Therefore, if you are looking for instant loans with low interest rates (39% per year), then OneClickMoney is a great suggestion for you.

2. Loan Requirements at OneClickMoney

To borrow money from One Click Money, you need to meet the following conditions:

Note: To borrow money quickly from One Click Money, you need to have a bank account at the system of Vietnamese banks. If you already have an account but do not know the account number, you can find the account number by referring to the article on where bank account numbers are recorded, how many numbers on Mytour.

3. How to register for online loans with OneClickMoney

Currently, OneClickMoney supports online loan registration and application on the website oneclickmoney.vn. To apply for a One Click Money loan, you need to follow these steps:

Step 1: Visit the OneClickMoney website through this link (Click here to access quickly)

Step 2: On the displayed interface, select the desired loan amount, enter your full name, mobile phone number, and click on the 'apply now' button to proceed to the next step.

Step 3: Fill in personal information

In this step, you need to provide complete information including date of birth, email address, ID card number, date of issue, ..., and click 'continue'

Note:

- For the chosen loan amount, the OneClickMoney system will automatically display the payment date and the amount due to make it convenient for you to track.
- To increase your chances of loan approval at OneClickMoney, you should follow OneClickMoney's account on Zalo, Facebook.
- OneClickMoney does not support loans when the borrower borrows under the guise of relatives or friends. Therefore, in this step, you need to enter accurate information about your email address and ID card number.

Step 4: Enter information about your residential address

For this step, you input detailed information about your current residential address (House number, ward/commune, district,...) then press 'continue'.

Step 5: Provide employment information

At this step, you need to fill in complete information about the purpose of the loan, current occupation, income level,...

Then press 'continue' to proceed to the next step

Note:

- OneClickMoney only supports loans for individuals with stable income. Those who are self-employed, have limited earning potential such as students, part-time workers,... will have fewer opportunities to access loans here.

- In the section providing information about company name, employer's phone number, colleagues, you should enter accurate information. OneClickMoney will rely on the information you provide to make confirmation calls as a basis for approving loan applications.

Step 6: Upload ID card photos to the OneClickMoney system

To complete the OneClickMoney loan application, you need to take photos of the front and back of your ID card, a photo of yourself holding the ID card, and upload them to the OneClickMoney system.

Then, press 'continue' for the system to proceed to the next step.

Step 7: Enter information about relatives, verify phone number to complete the registration process

In the final section, input your full name, phone number of relatives, and their relationship to you

In the phone number verification field, click on 'receive password via SMS', enter the received code into the verification code field, and press 'complete registration'

After completing the online loan registration, OneClickMoney staff will call to confirm, assess your application, and approve the loan. If your application meets the requirements, OneClickMoney will send contract information to your email. You only need to confirm your agreement to sign the loan contract via SMS password, and the money will be disbursed to your account within 24 working hours. If the application is invalid, you will receive a loan rejection message from OneClickMoney.

Note:

- Loan amounts at OneClickMoney are evaluated by the system based on each customer's profile at different times. Therefore, the approved loan amount for each customer at OneClickMoney will vary.

- If you have followed our online loan instructions at OneClickMoney correctly but still cannot complete the loan registration (Encounter loan registration errors), you can contact the OneClickMoney hotline (1900636727) during business hours (8:30 AM - 6:00 PM from Monday to Friday) for advice and support.

- If you have signed a loan contract but have not yet received the money and want to cancel the loan, within 1 day from signing the contract, you need to call the OneClickMoney hotline and request contract cancellation or follow the contract cancellation instructions in the email sent by OneClickMoney. Then, within 2 days from receiving the loan, you need to repay the loan type to the OneClickMoney bank account. If overdue, you will not be allowed to cancel the loan in any form.

In the same lending segment with small loan amounts and short loan durations, MoneyCat is also a simple, convenient lending platform you can consider. If you don't know how to borrow money on Moneycat, you can refer to the article guide How to borrow money on Moneycat shared by Mytour earlier.

4. How to pay with OneClickMoney

Currently, OneClickMoney supports loan repayment through 2 main channels: direct transfer to the OneClickMoney company account or payment at ViettelPost collection points. Specifically as follows:

In case the contract payment deadline has arrived but you haven't arranged enough money for payment, you can pay at least 40% of the original loan amount and request a contract extension for an additional 30 days to pay later. To request a payment extension, you need to make the transaction at least 5 days before the payment due date.

Note: If you choose to pay by cash at ViettelPost transaction counters, you need to provide your original ID card to the transaction officer. Additionally, you should proactively check the loan repayment deadline and pay early. If the loan payment falls on a weekend when transaction systems are closed, you will incur penalties for late payment.

5. Some frequently asked questions when borrowing money with OneClickMoney

5.1. Can I apply for a loan with OneClickMoney via phone?

Currently, OneClickMoney does not support customers to apply for loans online via phone. To apply, please visit the OneClickMoney.vn website and follow the loan procedure outlined above.

5.1. Checking your OneClickMoney loan

After disbursing the loan, you can check your loan status on OneClickMoney via email or SMS messages registered with OneClickMoney.

5.2. How to pay off OneClickMoney loan early

After borrowing money from OneClickMoney, you can pay off your loan early without any penalties. In case of early partial repayment, interest will continue to be calculated based on the remaining debt.

By following the steps to borrow money online with OneClickMoney here, an online loan will be instantly provided to you. You can use this money to address your urgent financial needs (bill payments, transportation costs, etc.) and repay it according to the contract terms.