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CBBank (also known as CB Bank, officially Vietnam Construction Joint Stock Commercial Bank) is a state-owned bank. Like other banks, CBBank operates in various areas such as capital mobilization, lending, and more. With over 112 transaction points nationwide, CBBank has established its reputation and trustworthiness among customers. If you're considering depositing your savings here, it's essential to stay updated on CBBank's savings interest rates.
The latest savings interest rate at CB Bank is currently up to 8.3%
CBBank offers various savings packages, each with different interest rates, as detailed below:
1. Interest Rates for VNĐ Deposits
Depending on whether the deposit is non-term, term-based, with interest paid at the end of the term, monthly, quarterly, or with interest paid in advance, the interest rates vary for each term.
* Non-term deposits will have an interest rate of 1% per annum
* Term Deposits
- For interest paid at the end of the term, the interest rate for a 1-month term is 5.4%, for 6 and 9-month terms it's 6.55%. For a 12-month term, it's 8.2%, and for a 24-month term, it's 8.4%.
- For monthly interest payments, the interest rates are 5.436% for a 2-month term, 6.453% for a 6-month term, 6.402% for a 9-month term, 7.903% for a 12-month term, and 7.79% for a 24-month term.
- For quarterly interest payments, the interest rates are 6.487% for a 6-month term, 6.436% for a 9-month term, 7.956% for a 12-month term, and 7.84% for a 24-month term.
- For interest paid in advance, the interest rate for a 6-month term is 6.333%, for a 12-month term it's 7.575%, and for a 24-month term it's 7.192%.
2. Interest Rates for Foreign Currency Deposits
For foreign currency deposits, the bank applies a flat interest rate of 0% per annum for all terms.
3. Interest Rates for Online Savings Products
In comparison to traditional in-branch savings, Online savings with CBBank offer higher interest rates, specifically:
- For terms of 1, 2, 3, 4, and 5 months, the interest rate is 5.5% per annum.
- For terms of 6, 7, 8, 9, 10, and 11 months, the interest rate is 8% per annum.
- The interest rate for a 12-month term is 8.3%.
With the information shared above regarding the savings interest rates at CBBank, you can use it to compare bank interest rates, choose a reputable bank with high interest rates to increase your benefits. Furthermore, depending on the bank's credibility, you can decide whether to deposit money into CBBank. If you have any questions about interest rates, bank working hours at CBBank, or how to check your account balance, you can call the bank's hotline for assistance. The CBBank hotline number is: 1900.1816.
