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With a growing number of Vietnamese living abroad, especially in the USA, the demand for sending money from the USA to Vietnam is increasing. Therefore, Mytour will share tips on transferring money from the USA to Vietnam and selecting trustworthy money transfer services to ensure easy and safe transactions for readers who want to send money from the USA to Vietnam.
Sending money from the USA to Vietnam through Sacombank, Agribank, VietinBank, and more
I. Choosing the Best Money Transfer Service from the USA to Vietnam
There are numerous channels for transferring money from abroad to Vietnam, but the safest and most reliable ones include:
1. Sending Money from the USA to Vietnam via Banks
Banks in the USA are connected to many countries, including Vietnam, so you can transfer money from the USA to Vietnam through banks. Similar to transferring money at Vietnamese banks, you need to bring personal identification documents, visit the bank during business hours, fill out a transfer form, and complete the transfer process.
Send money internationally quickly with Western Union
Western Union is a safe and fast way to transfer money abroad and receive money from overseas to Vietnam. With presence in most countries, transferring money through this service happens swiftly. After the transfer is completed, the recipient can receive the money immediately, with a maximum delay of only 24 hours. Moreover, you can receive money from any Western Union location or bank.
Advantages:
- You can transfer/receive money online or offline with simple procedures.
- After the transfer, the recipient can receive the money.
- You can transfer/receive money through any bank.
- The recipient can receive money in Vietnamese dong or US dollars.
- The sender bears the transfer fee.
Downsides:
- A bank account is necessary for online money transfers.
- Visiting the bank is required for offline transfers. Additionally, transactions must be completed during banking hours.
- Western Union transfers can be inconvenient for non-native speakers.
- High transfer fees.
3. Sending money from the US to Vietnam
In addition to the two methods mentioned above for sending money from the US to Vietnam, you can also use international money transfer companies such as Paypal, Money Gram, UniTeller, etc. Transfer fees and procedures through these companies are similar to those of Western Union.
III. Fees for Sending Money from the US to Vietnam
International money transfer fees vary among different services. Generally, bank transfers are considered the cheapest, while transfers through companies like Western Union tend to be relatively expensive.
| Các đơn vị dịch vụ chuyển tiền | Tên ngân hàng có thể nhận tiền | Tiền tệ | Hạn mức chuyển tiền tối đa | Phí chuyển tiền |
| Western Union | Các ngân hàng có biểu tượng Western Union | USD | Tùy từng thời điểm | Tùy thuộc vào số tiền chuyển |
| MoneyGram | Vietcombank, Đông Á, VIB, HDBank, Eximbank, Sacombank | USD | dưới 10.000 USD | 4% |
| UniTeller | Sacombank, Vietcombank | USD | dưới 1.000 USD | Từ 2,99 USD |
| PayPal | VietinBank, Vietcombank, ACB, HSBC, BIDV, SHB, Eximbank, Đông Á, Sacombank, Agribank, Maritime Bank,Techcombank | USD | dưới 5.000 USD | 4,99 USD + 2,9 % |
| Ria | Vietcombank, OCB, VIB | USD | dưới 500 USD | 3% |
IV. Timeframe for Money Transfer from the US to Vietnam
The money transfer service agent will inform you how long it will take for the transferred amount to reach Vietnam. You should notify the recipient to visit the bank to withdraw the money. Typically, it takes around:
- Using Western Union: Fast, immediately after the sender sends the money and provides the code, the recipient can receive the money.
- Through Banks: Depending on the regulations of each bank, the time to receive the money from the time of transfer is typically 3 - 10 days.
- Using Paypal: The recipient can receive the money within 30 minutes or at most 1 day after the sender completes and confirms all necessary procedures.
- Through UniTeller: Depending on UniTeller, the recipient will be able to withdraw the money after different periods of time. The recipient can only withdraw the money when notified.
Upon depositing, the recipient can withdraw the funds after 15 minutes at Qua Ria.
If you need to transfer money from the United States to Vietnam within 24 hours, you can utilize services like Western Union or money transfer companies. Alternatively, if time is not a concern and you seek lower transfer fees, consider transferring through banks.
Similarly, you can securely transfer money from France to Vietnam through international money transfer companies, banks, or Western Union.
