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At the beginning of each month, all banks start adjusting deposit interest rates for various terms such as 1 month, 3 months, 6 months, etc. The interest rates for January 2020 are no exception. Therefore, besides knowing which banks are reputable, it's crucial to update the deposit interest rates of banks monthly. Below is a comparison table of bank interest rates in January 2020.
Bank interest rates in January 2020, highest at 8.6%
I. Bank Interest Rates in January 2020
II. Deposit Interest Rates of Banks in January 2020
1. Agribank's Interest Rates in January 2020, highest at 6.8%
- For a 1-month term, Agribank offers a deposit interest rate of 4.3%.
- The savings deposit interest rate is 5.3% for a 6-month term.
- The interest rate for a 9-month term is 5.4%.
- 6.8% interest rate for 12-month and 24-month terms.
2. BIDV Bank Interest Rates in January 2020, highest at 6.8%
- BIDV Bank offers a 4.3% interest rate for a 1-month term.
- For 6 and 9-month terms, the interest rate is 5.3%.
- The deposit interest rates for 12 and 24-month terms are 6.8%.
3. Vietcombank Interest Rates in January 2020, highest at 6.8%
- The savings deposit interest rate for a 1-month term is 4.3%.
- For a 6-month term, Vietcombank offers a 5.3% deposit interest rate.
- For a 9-month term, the interest rate applied by Vietcombank is 5.4%.
- 6.8% is the interest rate for 12 and 24-month terms.
BIDV Bank Savings Deposit Interest Rates in January 2020
4. Techcombank Interest Rates in January 2020, highest at 6.4%
- 4.35% interest rate for a 1-month term.
- For a 6-month term, the savings deposit interest rate is 6.3%.
- A 5.6% deposit interest rate applies for a 9-month term.
- For a 12-month term, the interest rate is 6.4%.
- For a 24-month term, the savings deposit interest rate is 6%.
5. Vietinbank Interest Rates in January 2020, highest at 6.8%
- For a 1-month term, the interest rate is 4.3%.
- The interest rates for 6 and 9-month terms are 5.3%.
- For 12 and 24-month terms, the interest rate is 6.8%.
6. Nam Á Bank Interest Rates in January 2020, highest at 8.6%
- The interest rate for a 1-month term is 4.9%.
- 6.8% is the interest rate for a 6-month term.
- The interest rate for a 9-month term is 7%.
- 7.99% interest rate for a 12-month term.
- The interest rate is 8.6% for a 24-month term.
7. NCB Bank Interest Rates in January 2020, highest at 8.2%
- The interest rate for a 1-month term is 5%.
- For a 6-month term, the interest rate is 7.9%.
- The interest rate for a 9-month term is 7.96%.
- For a 12-month term, the interest rate is 7.98%.
- The interest rate for a 24-month term is 8.2%.
8. MBBank Interest Rates in January 2020, highest at 7.6%
- For a 1-month term, the interest rate is 4.8%.
- For 6 and 9-month terms, the interest rate is 6.4%.
- For a 12-month term, the deposit interest rate is 7.4%.
- For a 24-month term, the savings deposit interest rate is 7.6%.
9. Bắc Á Bank Interest Rates in January 2020, highest at 8%
- For a 1-month term, the savings deposit interest rate is 4.8%.
- For a 6-month term, the savings deposit interest rate is 6.85%.
- The interest rate for a 9-month term is 6.9%.
- For 12 and 24-month terms, the savings deposit interest rate is 7.6%.
With the comparison table of bank interest rates in January 2020 above, despite adjustments compared to bank interest rates in December 2019, you can easily see that Nam Á Bank still has the highest interest rates. If you want the highest interest rate when depositing money in a bank, you can deposit money in this bank, but if you want safety and peace of mind, you can deposit money in the most famous and reputable banks in the market.
