Buzz
International credit cards, such as MasterCard Credit, are widely used for online transactions on platforms like Ebay and Amazon. MasterCard offers various advantages, with the most notable being the convenience of 'spend now, pay later' and numerous perks and discounts when using the card for payments.
However, what are the exact procedures for obtaining a MasterCard credit card? What are the conditions for getting a MasterCard Credit? Let's explore with Mytour to ensure a smooth and hassle-free process without the need for multiple trips for paperwork.
Getting a MasterCard Credit card is not a straightforward process.
Requirements for obtaining a MasterCard Credit card from a bank
Most banks offering MasterCard Credit cards have common requirements for cardholders:
– Be a Vietnamese citizen aged 18 or above (or a foreigner residing and working in Vietnam)
– Possess necessary documents such as ID card, passport (or household registration book). Foreigners should have a valid passport and an introduction letter from their workplace.
– Have collateral or a minimum income of the last 3 months at least 5 million VND (or 7 million VND for MasterCard from ANZ, ACB, etc.)
How to apply for a MasterCard Credit card at a bank?
When applying for a MasterCard Credit card, determine which international credit card you want from a bank in Vietnam. Then, prepare the necessary documents:
Proof of identity verification for MasterCard Credit cardholder
+ Proof of address: Copy of Household Registration Book. In case the current address differs from the permanent address (address on the Household Registration Book), please additionally provide a copy of one of the following documents:
+ Temporary residence confirmation
+ Temporary residence book
+ Certificate of house ownership
+ Certificate of land use rights
+ Utility bills (electricity, water, etc.) at the current address
- Proof of income verification for MasterCard Credit cardholder
+ For employees: Provide one of the following sets of documents
Copy of Employment Contract - Original salary statement for the last 3 months - Appointment decision (if any) - Copy of Health Insurance Card (if any)
Official copy of Position, Income, and Seniority Confirmation - Copy of Health Insurance Card (if any)
Confirmation from the head of the department on the Card issuance request - Copy of Health Insurance Card (if any)
+ For Business Owners/Individual Business Owners
Copy of Business Registration Certificate
Copy of VAT Declaration for the last 6 months (certified by the Tax Department)
Copy of the latest Financial Report (certified by the Tax Department; individual business owners are exempt from providing this document)
After preparing all the required documents, you can visit any branch of the bank that issues MasterCard Credit cards nationwide to apply for an international credit card.
How long does it take to get a MasterCard Credit card?
After completing the necessary paperwork, visit the branches of selected banks to apply for a MasterCard Credit card. Once the procedures are completed, it takes approximately 15 - 20 minutes. You will be given an appointment slip, and usually, you can collect your MasterCard Credit card after 7 days.
Also, consider registering for Internet Banking and SMS services for convenient and easy transactions, avoiding the need to visit the bank for every procedure.
We hope with the information provided, you now know how to independently apply for and use a MasterCard Credit international credit card.
Details of MasterCard Credit cards from various banks
We trust that with the information shared, you have learned how to obtain your own MasterCard Credit card. If you have any questions, feel free to comment for our assistance.
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