Buzz
Credit cards are becoming an increasingly popular payment method, especially favored by the younger generation for their convenience and numerous benefits during usage.
Among the various credit card options from different banks, Vietcombank's credit card is preferred by many young individuals due to its numerous advantages.
– Low foreign exchange transaction fee: 2% of the transaction amount
– Low interest rates: 15%-18% per year
– Enjoy up to a 50% discount at prestigious shopping centers worldwide
– Vietcombank Visa Platinum cardholders receive a VND 1 million gift on their birthday, enjoy a 50% discount on joining fees at renowned golf clubs in Vietnam, a 30% discount on joining fees at 300 golf clubs worldwide, a 75% discount at over 55,000 famous global travel destinations, hotels, and resorts, a 70% discount at Vietcombank's nationwide partner network, and accident insurance coverage of up to VND 10.5 billion.
– Vietcombank American Express cardholders are entitled to a global insurance package with a maximum coverage of VND 105 million and accumulate reward points from spending or cash withdrawals for conversion into cash rewards.
However, despite numerous benefits, Vietcombank credit cards have relatively strict application conditions compared to those of other banks. Specifically, below are the application conditions for Vietcombank credit cards based on different user categories:
– Application conditions for Vietcombank credit cards for individual customers
+ Individuals must be Vietnamese citizens or foreigners residing in Vietnam and aged 18 and above.
+ All Vietcombank credit cards require a minimum monthly income of 10 million VND (5 million VND if receiving salary through Vietcombank)
– Necessary documents for opening a Vietcombank credit card
+ For officers and employees
Copy of National ID/Passport
Copy of Household Registration Book/KT3
Copy of Labor Contract/Appointment Decision/Promotion Decision/Recruitment Decision
Bank statement of the latest 3 months (original, with bank confirmation stamp)
+ For sole proprietors
Copy of National ID/Passport
Copy of Household Registration Book/KT3
Copy of the latest 3-month tax report
Copy of Business Registration Certificate
+ For individual business owners, small traders, and other freelancers
Copy of National ID/Passport
Copy of Household Registration Book/KT3
Copy of the latest year's tax settlement
