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Currently, users can transfer money within Vietcombank using both traditional and modern methods. Each transfer method has its own advantages and disadvantages, depending on individual preferences and economic conditions, choose the most suitable money transfer method for yourself.
Guide on How to Transfer Money within Vietcombank System
Prerequisites: You need to register for VCB - iB@nking service beforehand (if you're unsure, you can refer to the guide on how to register for Vietcombank Internet Banking in this article)
Execution Steps
Step 1: Log in to Vietcombank's electronic banking system
Step 2: Select 'transfer within Vietcombank' under 'transfer' section or under 'quick access'
Step 3: Create a transfer order
- Sender's Information section: Choose the source account from the list of accounts you're using. Detailed balance of each account will be displayed below.
- Recipient's Information section: Enter the recipient's account number and select 'save recipient's information': If you wish to save the information.
- Transaction Information section: Enter the amount, transfer description, and select who bears the transfer fee (sender or recipient)
- Click 'confirm' to proceed with the transaction.
Step 4: Confirm the transaction
- Review the information you've just created and choose the 'OTP receiving method' (via SMS or via SmartOTP app).
Step 5: Retrieve the confirmation code and enter it into the OTP field, then press confirm to complete the transaction process.
Option 2: Using Vietcombank - Mobile banking app
The VCB - Mobile banking app allows users to transfer money quickly and accurately using only a mobile device (tablet) connected to the Internet.
Prerequisite: You need to register for VCB - Mobile banking service beforehand. To register, you can do so directly at the transaction counter or register via the VCB - iB@nking system.
Execution Steps
Step 1: Access the app on your phone using the provided username and password.
Step 2: In the 'Financial' tab, select 'transfer' => 'Transfer within Vietcombank'.
Step 3: Choose the transfer method, source account, enter recipient information, amount, transaction fee (sender or recipient pays), transaction details, and click 'continue'.
Step 4: Review transaction information, select the authentication method.
Step 5: Enter the authentication code into the OTP field, press continue to complete the transaction.
Note: The fee for using Vietcombank's Internet Banking/Mobile banking service is 10,000 VND/month, the transfer fee within the Vietcombank system for amounts less than 50,000,000 is 2,000 VND/transaction, for amounts greater than 50,000,000, the transfer fee is 5,000 VND/transaction.
Option 3: Transfer within Vietcombank at the transaction counter
This is a precise, secure way of transferring money, suitable for elderly individuals or those who do not have access to modern technology.
You can bring your ID card to the Vietcombank transaction counter, fill in all the recipient's and sender's information, transfer amount, etc., on the transfer form to receive assistance from staff.
The transfer fee at Vietcombank transaction counters within the same province or city is 5,000 VND/transaction. The transfer fee to other provinces or cities within the Vietcombank system is 0.03% of the transferred amount, minimum 10,000 VND, maximum 1,000,000 VND.
Immediately after completing a transfer transaction within the Vietcombank system, it takes approximately 1-2 minutes for the recipient to receive the money in their account.
Above are 3 simple ways you can use to transfer money within Vietcombank. If you want to transfer money to other banks outside the Vietcombank system, you'll certainly want to explore how to transfer money quickly via Vietcombank card. With this method, your transfer order will be executed instantly without worrying about delays due to holidays or weekends.
