Creating captivating text merged with images is effortlessly achieved using Photoshop, starting from CS6 and a sprinkle of basic skills. Follow these steps:

Step 1: Initiate a fresh file by navigating to File (1) => New (2).

Step 2: Configure the dimensions, both horizontal and vertical (1), along with the appropriate ppi setting (2). Press Create (3) to generate the template.

Step 3: Use the shortcut key T or click on the Type Tools (1) icon. Then, create text on the editing screen (2).

Step 4: Go to the File (1) menu => Place Embedded… (2).

Next, choose the image to embed (3) => Place (4).

Step 5: Right-click on the newly inserted image layer (1) => Create Clipping Mask (2).

After completion, you'll witness the captivating image overlay effect within the text.

Step 6: To adjust the image position, go to the Edit (1) menu => Free Transform (2).

Next, move the image to the most suitable position and press Enter to save the setup. Afterward, don't forget to Save the image for other purposes.

With this simple and quick guide, you can create beautiful text-overlay effects in just a few steps in Photoshop. Best of luck to all of you!
