Buzz
Opening a credit card and Visa card is becoming increasingly popular. For the best credit card opening service, Mytour provides an updated comparison of annual fees for credit cards and Visa services from various banks.
Annual Fee for Credit Card at Sacombank
Variety of Credit Cards at Sacombank
Sacombank offers a variety of credit cards with different credit limits and minimum monthly incomes, resulting in annual fees ranging from 299,000 VND to 19,999,000 VND.
Annual Fee for Credit Card at BIDV
BIDV offers 5 types of credit cards including MasterCard Platinum, Visa Flexi, Visa ManU, Visa Platinum, and Visa Precious. While MasterCard Platinum and Visa Platinum require a minimum monthly income of 20,000,000 VND with an annual fee of 1,000,000 VND, the other 3 cards require a minimum income of 4,000,000 VND/month with annual fees ranging from 200,000 to 400,000 VND.
Credit Card Opening and Annual Fees at BIDV
3. Annual Fee for Credit Card at Techcombank
Compared to Sacombank and BIDV, Techcombank offers fewer credit cards, only 3 types: JCB Dream Card, Visa Classic, and Visa. For each credit card, Techcombank applies different minimum monthly income requirements and annual fees. The JCB Dream Card has the lowest annual fee of 150,000 VND, while Visa Gold has the highest annual fee of 500,000 VND.
Credit Card Opening and Annual Fees at Techcombank
4. Annual Fee for Credit Card at Vietcombank
Although Vietcombank requires the same minimum monthly income of 10,000,000 VND for credit card applicants, the annual fees for each card type vary. The lowest is 100,000 VND and the highest is 800,000 VND, reflecting the different functions and benefits of each card.
Credit Card Opening and Annual Fees at Vietcombank
5. Annual Fee for Credit Card at VietinBank
Similar to Vietcombank, VietinBank also requires a minimum monthly income of 5,000,000 VND for credit card applicants. However, VietinBank offers different types of credit cards and Visa cards, each with varying annual fees based on the benefits they provide. To understand the annual fees for each type of credit card, refer to the VietinBank annual fee table below.
Credit Card Opening and Annual Fees at VietinBank
6. Annual Fee for Credit Card at VPBank
Recently, VPBank increased the annual fees for its credit cards to range from 49,000 to 99,000 VND. The Classic card has the lowest annual fee of 299,000 VND, while the Platinum card has the highest annual fee of 899,000 VND.
Credit card opening and annual fee at VP Bank
7. Annual fee for credit card at HSBC
In addition to banks like BIDV, Techcombank, Sacombank, and Vietcombank, HSBC also offers various types of credit cards, each with its own advantages. Therefore, the annual fees and minimum monthly income requirements vary. The lowest is 350,000 VND for the standard Visa card and the highest is 1,200,000 VND for the Visa Platinum card.
Credit card opening and annual fee at HSBC
With the annual fee table above, we hope you have found useful information to determine which bank offers the most suitable credit card opening service with the annual fee. However, each bank's credit card opening service has its own advantages, so you should consider carefully before proceeding with opening a credit card.
If you need a consumer loan, comparing unsecured consumer loans at different banks is essential. Comparing unsecured consumer loans at different banks helps you find out which bank offers the lowest interest rates and best services, so you can choose the right bank for your loan.
References:
- How to Apply for a Visa Card at Sacombank
- How to Apply for a Visa Card at BIDV
- How to Apply for a Visa Card at Techcombank
- How to Apply for a Visa Card at Vietcombank
- How to Apply for a Visa Card at VPBank
