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Introduction to unsecured personal loan products at Baovietbank
Unsecured personal loans are one of the new areas of commercial banks, and Baovietbank is among the banks offering unsecured personal loan services with many benefits and diverse interest rate calculations, repayment methods, creating the most favorable conditions for customers.
The large credit limit is not inferior to the largest commercial banks in the country, and the repayment term of the borrowed capital extends up to 48 months, which is one of the factors that make you feel secure when becoming a borrowing customer at BaovietBank.
Characteristics of unsecured personal loans at Baovietbank:
- The target borrowers at Baovietbank are managerial staff and employees of units who receive salaries through accounts opened at BAOVIET Bank;
- Repayment methods: Customers can repay the loan through various methods:
Repay principal periodically, interest repayments based on reducing balance;
Fixed deposit (periodic repayment of fixed amount, including both principal and interest);
Repay principal periodically, interest based on the initial loan amount (add-on).
Conditions for unsecured personal loan at Baovietbank
- Customers with permanent residence registration, KT3 in the area of BAOVIET Bank;
- Aged between 22 and 55 for females and up to 60 for males;
- Minimum monthly income of 3,000,000 VND (staff) and 6,000,000 VND (managers);
- Employment contract with no fixed term or with a term of 12 months or more and a minimum of 12 months working at the managing unit;
- Confirmation of information from the managing unit.
- Collateral: No collateral required.
Credit limit for unsecured personal loans at Baovietbank
Similar to major commercial banks, the credit limit for Baovietbank's credit loans is 500 million VND for customers who meet the conditions for borrowing the highest credit amount.
The credit limit is a significant factor when choosing a bank for consumer loans. In conditions where you desire a loan with convenient procedures, complete requirements, and limited risks for both parties, Baovietbank is a good choice for customers with salary accounts at Baovietbank.
Documentation for applying for unsecured personal loans at Baovietbank
Loan request form with repayment plan;
Loan request confirmation form;
Proof of residence or long-term temporary residence, ID card or Passport;
Copy of Employment Contract, Salary Decision, Appointment Decision...
Salary account statement confirmed by BAOVIET Bank or another bank for the last 03 months.
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