Buzz
Sacombank now offers customers the option to borrow money online through its website and Sacombank Pay app. Find information on loan conditions, documentation, and procedures for applying for an online loan with Sacombank right here.
Can you borrow money online from Sacombank? Get guidance on applying for online loans with Sacombank 24/7.
1. Guide to applying for online loans with Sacombank through the website.
2. How to apply for online loans with Sacombank through the app.
3. Conditions for borrowing money online with Sacombank.
1. Guide to applying for online loans with Sacombank through the website
- Customer's full name;
- Gender;
- ID card/Citizen ID number;
- Phone number;
- Email address;
- Contact address;
- Province/city;
- District/ward;
- Branch;
After entering the information, press 'Continue'
* Step 3: Fill in Income - Expenses
In this section, you fill in the information groups as follows:
- Income:
+ Income from salary;
+ Other stable income;
+ Spouse's income (if any);
+ Total income;
You must enter at least one of the information mentioned above.
- Expenses:
Enter information about expenses such as: Personal living expenses; Dependent expenses; Other expenses; Total expenses.
- Outstanding Debt:
Choose 'Yes' or 'No' for the question 'Do you have outstanding debt at other financial institutions?'. If there is still debt, enter the debt amount.
=> Press 'Continue' to proceed to the next steps.
* Step 4: Fill in Credit Needs Information and Complete Registration
- Information marked with * in red must be filled in completely, cannot be skipped.
- Fill in the following information: Loan type; Loan purpose; Total capital demand; Customer's own capital; Requested loan amount; Loan term; Collateral; Ownership.
=> If there are any issues or questions, enter them in the 'Notes' section.
- After entering the information => Enter the 'Security Code' => Check the box 'I agree to provide information' and click 'Apply for a loan'.
- So far, you have completed the information registration for a loan at Sacombank.
* Step 5: Wait for loan advisor, complete the next procedures
- After registering information for the loan, you wait for Sacombank's staff to call and confirm the details, providing assistance in choosing your preferred loan.
(The online registration step is only for submitting loan information. Subsequent steps still need to be completed at the bank as usual).
- The bank will process the application and notify you about the loan approval as soon as possible.
2. How to apply for a loan online with Sacombank through the app
In addition to accessing the bank's website, you can apply for a loan online through the Sacombank Pay app. The steps for applying for a loan with Sacombank Pay are as follows:
- Step 1: Log in to the Sacombank Pay app
- Step 2: Once logged in, choose the 'Personal Loan' feature
=>Select 'Add Loan'.
+ Fill in the information about the desired loan amount and choose the loan term of 6 months, 8 months, or 12 months => Click 'Next'.
- Step 3: After completing Step 2, check the box agreeing to the terms and conditions of the loan => Submit the request.
- Step 4: Request reception and processing
Completing Step 3, the system has received information about the customer's loan registration needs. Based on this request, verification and disbursement will take place.
3. Eligibility Criteria for Sacombank Online Loans
Similar to applying for loans directly at Sacombank branches or transaction offices, online loan applicants must meet the following conditions:
- Be a Vietnamese citizen currently residing and working within the country's territory;
- Age for loan application from 20 to 60 years old, with the possibility for individuals over 60 with a retirement loan package;
- Have a stable income, capable of proving this income;
- Provide evidence of the intended use of the loan;
- No bad debts with other banks or financial institutions.
It can be seen that most banks set conditions for approving personal loans. To compare loan conditions and procedures among banks and find a suitable loan option, you can also explore how to apply for online loans at BIDV or apply for online loans at Vietcombank as provided by us.
https://Mytour.vn/cach-dang-ky-vay-tien-online-sacombank-31823n.aspx
Thus, online lending has significantly saved travel time for customers, making bank funding more accessible. Readers can refer to the process of applying for online loans with Sacombank as we have guided and use it when necessary.
