Choosing to deposit savings or borrow capital at Agribank is the preference of many customers after opening an Agribank account, as it is a bank with strong capital sources and always offers preferential policies for the community. However, before making any financial transactions, it's important to understand how Agribank's interest rates for loans and deposits work.
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Latest Agribank interest rates
1. Agribank savings interest rates
- For individual customers
| Kỳ hạn | VND | USD | EUR |
|---|---|---|---|
| Không kỳ hạn | 0.2% | 0% | 0% |
| 1 Tháng | 3.0% | 0% | 0% |
| 2 Tháng | 3.0% | 0% | 0% |
| 3 Tháng | 3.3% | 0% | 0% |
| 4 Tháng | 3.3% | 0% | 0% |
| 5 Tháng | 3.3% | 0% | 0% |
| 6 Tháng | 4.3% | 0% | 0% |
| 7 Tháng | 4.3% | 0% | 0% |
| 8 Tháng | 4.3% | 0% | 0% |
| 9 Tháng | 4.3% | 0% | 0% |
| 10 Tháng | 4.3% | 0% | 0% |
| 11 Tháng | 4.3% | 0% | 0% |
| 12 Tháng | 5.3% | 0% | 0% |
| 13 Tháng | 5.3% | 0% | 0% |
| 15 Tháng | 5.3% | 0% | 0% |
| 18 Tháng | 5.3% | 0% | 0% |
| 24 Tháng | 5.3% | 0% | 0% |
| Tiền gửi thanh toán | 0.2% | 0% | 0% |
- For business customers
| Kỳ hạn | VND | USD | EUR |
|---|---|---|---|
| Không kỳ hạn | 0.3% | 0% | 0% |
| 1 Tháng | 2.7% | 0% | 0% |
| 2 Tháng | 2.7% | 0% | 0% |
| 3 Tháng | 3.2% | 0% | 0% |
| 4 Tháng | 3.2% | 0% | 0% |
| 5 Tháng | 3.2% | 0% | 0% |
| 6 Tháng | 4.2% | 0% | 0% |
| 7 Tháng | 4.2% | 0% | 0% |
| 8 Tháng | 4.2% | 0% | 0% |
| 9 Tháng | 4.2% | 0% | 0% |
| 10 Tháng | 4.2% | 0% | 0% |
| 11 Tháng | 4.2% | 0% | 0% |
| 12 Tháng | 4.8% | 0% | 0% |
| 13 Tháng | 4.8% | 0% | 0% |
| 15 Tháng | 4.8% | 0% | 0% |
| 18 Tháng | 4.8% | 0% | 0% |
| 24 Tháng | 4.8% | 0% | 0% |
| Tiền gửi thanh toán | 0.3% | 0% | 0% |
2. Agribank loan interest rates
- For individual customers
+ Includes various options such as: consumer loans; new construction loans; loans for overseas workers; loans secured by valuable documents; installment loans; study abroad loans; short-term business loans, etc.
- Agribank offers various interest rates for different loan purposes, allowing customers to choose. For example, for consumer loans, customers can borrow for up to 60 months with fixed or floating interest rates, and disbursement can be made once or multiple times. For more details on loan options, please contact us at 1900.558818 (24/7).
- For business customers
+ Similarly, business customers have a wide range of credit options, including: single-disbursement loans; credit limit loans; project investment loans; capital consolidation loans; export preferential loans; overdrafts on current accounts, etc.
- For more details on loan options, please contact us at 1900.558818 (24/7).
- Once you have successfully understood Agribank's interest rates, you will gain more insights when deciding to borrow or invest in profitable savings.
Certainly, interest rates for borrowing and depositing at Agribank may vary compared to BIDV, Vietcombank, Techcombank, or VPBank. However, once you've opened an Agribank account, customers tend to research and choose suitable account packages offered by the bank. Nevertheless, many customers have missed transactions such as loans or savings deposits due to not knowing Agribank's business hours. Therefore, regardless of which bank you visit, remembering Agribank's business hours is crucial.
Additionally, Mytour also updates and shares Agribank's business hours to help users easily arrive at the bank on time for transactions.
