Discover the top online lending apps without interest for first-time borrowers.

Currently, trustworthy online lending apps and websites are increasingly emerging. To attract customers, many apps offer 0% interest rates for first-time borrowers. Here are the top online lending apps for first-time borrowers without interest rates, which you can refer to, choose, and register for when you need to borrow.

More: Should you borrow money online? Are high interest rates worth it?

Trusted online money lending apps, favored by many.

1. Top online lending apps for first-time borrowers without interest

1. MBBank

New online money lending app from MBBank

Hotline: 1900 545426

Since 2018, MBBank has introduced the new MBBank online money lending service, particularly applying a 0% interest rate policy for first-time borrowers to attract customers and enhance the best utilities.

Features of the MBBank online money lending app

- Simple procedures.
- No need to visit counters, loan applications approved within the day.

- Borrow entirely online with smart mobile devices.
- Interest rate approximately 18.2% per year, first-time borrowers enjoy 0% interest rate.
- Loans starting from 200 million VND with a term of 12 months.

(According to MBBank.com.vn)

2. Money Cat

Trusted online money lending app

Hotline: 1900636727

Unlike MBBank, Money Cat is an online lending organization managed by LENDTOP Co., Ltd. When borrowing money from Money Cat, you won't need to visit a branch; just perform a few steps on your smart mobile device to receive the desired amount. According to Money Cat's lending policy, customers borrowing money for the first time within 7 days won't incur interest fees, meaning a 0% interest rate is applied.

You can follow the instructions in the article How to Borrow Money Online at Money Cat to easily and effectively register for a loan.

Features of the Money Cat online money lending app

- Simple procedures.
- Process applications in 15 minutes, disburse funds in 5 minutes. 
- Early repayment incurs no fees.
- First-time borrowing has a 0% interest rate with a maximum loan amount of 3 million VND/7 days.
- Flexible repayment through banks, via Viettel Post.
- Maximum loan limit is 10 million VND from the second borrowing onwards.

(According to moneycat.vn)

3. RoboCash

Borrow money online with 0% interest for the first time at RoboCash

Hotline: 1900969610

RoboCash is also a first-time online lending app with no interest to attract customers. Specifically, the first loan is free for 7 days with a limit of 1.5 million VND. For subsequent loans, the opportunity to borrow increases with a limit of up to 10 million VND.

Features of the RoboCash online money lending app

- Simple procedures, done at home.
- No collateral or guarantor required.
- Maximum interest rate of 18.3% per year, loan limits ranging from 3.5 to 10 million VND, terms from 3 to 6 months.
- Flexible payment methods through bank accounts, cash, ZaloPay, and more.

(According to RoboCash.vn)

4. Cash24

Best online money lending app Cash24

Hotline: 0962.33.55.00; 0901.33.55.00; 0916.33.55.00

Cash24 is an online money lending app developed and managed by Ideal Teach Corporation. Cash24 offers various loan packages and terms to meet customer needs. Moreover, understanding customer psychology, Cash24 offers special packages for first-time borrowers with interest rates up to 0%.

Features of the Cash24 online money lending app

- Simple procedures, quickly processed.
- Application approval within 15 minutes, funds disbursed within 24 hours.
- Loan amounts ranging from 500,000 to 10 million VND.
- Interest rate is 18.3% per year.

(According to Cash24.vn)

According to reviews, Cash24 offers quick disbursement and high loan limits, so you can choose Cash24 for borrowing money or if you want more assurance, you can borrow from MBBank, VPBank.

II. How to borrow money on interest-free online lending apps

In parallel with pawnshop loans, many people choose to borrow money online to reduce procedures and get faster disbursements. The registration process for borrowing on interest-free money lending apps is all done on the app, without the need for face-to-face meetings. Just follow these steps to have your loan application approved and funded:

- Step 1: Download and install the online money lending app you intend to borrow from. Complete the registration information to apply for a loan.
- Step 2: Prepare documents including your ID and bank account number.
- Step 3: The app will review your loan application within a short time, about 1 hour after you submit your loan application.
- Step 4: Receive the loan. The app will disburse the funds to your bank account on the same day.

Between step 3 and step 4, the app's staff will make a phone call to confirm. Therefore, you need to register with the correct phone number so that the staff can easily contact you.

In addition to the above apps, Senmo, Tamo, One Click Money are also first-time online money lending apps with no interest. You can compare them to choose the app that suits your borrowing needs when necessary.