Buzz
The iPhone 15 is undeniably stunning, but the first issue always remains... where's the money?
From last night until this morning (September 13), undoubtedly many iFans, in particular, and tech enthusiasts in general, couldn't sit still due to Apple's launch event for the new product named 'Wonderlust'.
In this event, the bitten apple brand introduced 4 products: iPhone 15, iPhone 15 Plus, iPhone 15 Pro, and iPhone 15 Pro Max.
According to information released by Apple Store Vietnam, the cost of getting your hands on the iPhone 15 ranges from $999 (128 GB iPhone 15) to $2,099 (1TB iPhone 15 Pro Max).
If you don't have a spouse to subtly convey the message 'I don't need anything, just need the iPhone 15', the most concerning issue for many women at this moment is perhaps: With only income from salary, do they have the strength to bring home the iPhone 15 or not?
This concern will have various solutions depending on each individual's income level.
Let's do a quick calculation like this:
- Rent and service expenses (electricity, water, internet): ~ $130 - $150 per person.
- Food expenses: $20 (if you eat instant noodles 3 meals/day for the whole month) - $65 (if you cook your own meals, avoiding eating out).
- Transportation expenses, fuel: Let's say $13/month.
From these numbers, you can see the minimum living expenses that one person needs will range from: $150 - $215 per month.
If you buy the iPhone 15 at the lowest price of $999 with 0% interest installment for 12 months, you will have to spend nearly $80 per month.
Now, let's see if you can 'bring home the iPhone 15' solely based on your salary income!
1. Income under $350 per month
Forget all about bubble tea, dining out, those coffee gatherings with your friends, or online shopping. With an income of $350 per month, after deducting all basic living expenses and the installment for iPhone 15, your monthly surplus will range from $32 to $95.
The current question is whether you're confident you can survive on instant noodles all month and resist online shopping or not?
Even if the answer is yes, our advice remains: Just admire for motivation, prioritize saving instead of buying the iPhone 15 right now because with such a surplus, if unfortunately sick or needing financial support for family matters, the financial burden each month will be significant!
Illustrative image2. Monthly income from $450 to $700
With this income level, you could have a surplus of $225 - $700 per month if you ensure minimum living expenses and completely avoid eating out or online shopping.
This is a fairly secure amount, enough for you to buy the iPhone 15 on installments at the lowest price, while also having a 'safety net' in case of illness or unforeseen expenses.
Our advice: You can buy the iPhone 15 through installment plans for 12 months or even 6 months, but remember to minimize expenses such as dining out and online shopping!
3. Monthly income from $850 to $1,000
Allow yourself to breathe a sigh of relief if your income is at this level and you're completely debt-free.
With a monthly income of $850 to $1,000, after deducting all mandatory expenses, your account balance is likely to remain at 7-8 digits.
Our advice: You can purchase the iPhone 15 in Plus, Pro, or Pro Max versions with average storage capacity through installment plans for 6-12 months.
Illustrative imageConclusion
Despite the current monthly income fluctuating, don't forget the fact that: 2023 is a challenging economic year with global workforce reduction waves, not just in Vietnam.
Whether to buy the iPhone 15 right now or not ultimately remains your personal choice, which no one can prohibit.
