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On August 8, 2023, Apple Pay made its grand entrance into Vietnam. iOS device users can now effortlessly link their bank cards to Apple Pay for seamless 'touchless' transactions. Join us at Mytour as we guide you through the swift and convenient world of Apple Pay. Let's get started!
1. Decoding Apple Pay: What Sets It Apart?
Apple Pay is Apple's cashless mobile payment service, available on iPhone, Apple Watch, iPad, and Mac. It acts as a chip replacement for your visa card when making POS transactions at various retail outlets.
The technology behind Apple Pay relies on wireless communication, utilizing Apple devices to establish NFC connections with POS machines without the need for a physical bank card. This not only minimizes the risk of card information exposure but also adds a layer of convenience for users.
2. Apple Pay Device Compatibility: What's in the Mix?
- iPhone Models: iPhones equipped with Face ID and Touch ID, excluding iPhone 5s.
- iPad Lineup: iPad Pro, iPad Air, iPad, and iPad mini models featuring Touch ID or Face ID.
- Apple Watch Series: Apple Watch series paired with iPhone 6 and above.
- Mac Machines: Mac models equipped with Touch Bar.
3. Current Apple Pay Supported Banks
As of now, the banks in Vietnam supporting Apple Pay are:
Vietcombank: VISA (including virtual/physical cards)
ACB: VISA
MB Bank: VISA
Techcombank: VISA
Sacombank: VISA (except for Sacombank Pay card)
VPBank: VISA, MasterCard
4. How to Use Apple Pay
Before delving into the intricacies of Apple Pay, you need to integrate your bank card into the Wallet app on your iPhone.
>>>Explore more: How to add a bank card to Apple Pay Wallet
Using Apple Pay for Transactions:
Locate Acceptance Points
You can utilize Apple Pay anywhere you spot contactless payment icons, such as the following:
Payment with Your Default Card on iPhone with Face ID
- Double-press the side button.
- When the default card appears, look at your iPhone to authenticate with Face ID or enter your password.
- Hold the top edge of the iPhone close to the card reader until you see Done and a checkmark on the screen.
Payment with Your Default Card on iPhone with Touch ID
- Place your finger on Touch ID.
- Hold the top edge of your iPhone near the card reader until you see Done and a checkmark on the screen.
Paying with a Different Card Instead of Your Default
- When your default card appears, tap on it and choose a different card.
- Authenticate with Face ID, Touch ID, or your password.
- Hold the top edge of your iPhone near the card reader until you see Done and a checkmark on the screen.
5. Some Benefits of Using Apple Pay
Fast and Convenient Payments: With Apple Pay, users simply need to choose the quick launch shortcut (default is double-pressing the power button), authenticate with Touch ID or Face ID, and place the device on POS machines to complete transactions. Additionally, Apple Pay usage doesn't require Wi-Fi or mobile data.
High Security: Instead of transmitting actual credit card information during transactions, Apple Pay utilizes encrypted data, avoiding storage and sharing of credit card or transaction details with third parties.
Simple App, No Ads: In contrast to current e-wallets flooded with notifications and ads that can slow down the app, Apple Wallet has an extremely lightweight, user-friendly interface with no ads, enhancing the overall user experience.
Here's how to use Apple Pay for quick and convenient payments. We hope that the information shared by Mytour will be helpful to you.
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