Buzz
Cashless payment solutions are reigning supreme in the era of Industry 4.0, with e-commerce taking the spotlight. Let's delve into the 10 widely-used e-wallets in Vietnam today.
Before diving into the list of popular e-wallets in Vietnam, check out Mytour's previous article on the best e-wallets you should consider. Top 5 Best E-Wallets in Vietnam
1. VNPAY Wallet
VNPay boasts outstanding features such as swift payments, user-friendly interface, and integration with various convenient payment services catering to online shopping and bill payments. Built and developed on advanced Blockchain technology, VNPay ensures high security, allowing you to transact with peace of mind.
- Download link for Android app: https://play.google.com/store/apps/details?id=vnpay.smartacccount&hl=vi&gl=US
- Download link for iOS app: https://apps.apple.com/vn/app/v%C3%AD-vnpay-v%C3%AD-c%E1%BB%A7a-gia-%C4%91%C3%ACnh/id1470378562?l=vi
2. Shopee Pay
ShopeePay evolved from the electronic wallet AirPay. Before rebranding as ShopeePay, AirPay was the primary online payment channel for the Shopee e-commerce platform in Vietnam. With numerous discount programs, voucher codes, and a host of other benefits for Shopee and AirPay users, it brings convenience, reducing unnecessary spending during the pandemic and reduced employment period.
- Download link for Android app: https://play.google.com/store/apps/details?id=com.beeasy.toppay&hl=vi&gl=US
- Download link for iOS app: https://apps.apple.com/vn/app/v%C3%AD-shopeepay/id1032301823
3. ViettelPay
Following the government's newly issued policies on e-wallets and the encouragement of online payments during the ongoing COVID-19 pandemic, the three major telecommunications companies, Viettel, VinaPhone, and MobiFone, have each introduced e-wallets for their customers. With the advantage of being a military enterprise with a large customer base, ViettelPay quickly gained support from users nationwide and is prioritized for transactions. Additionally, Viettel users frequently enjoy attractive benefits such as value-added promotions when topping up via ViettelPay, instant money transfers between Viettel customers via phone numbers without fees, and a host of other utilities and enticing offers waiting for you to explore.
- Download link for Android app: https://play.google.com/store/apps/details?id=com.bplus.vtpay&hl=vi&gl=US
- Download link for iOS app: https://apps.apple.com/vn/app/viettelpay/id1344204781?l=vi
4. VNPT Pay
To provide convenience and speed for its users, the Vietnam Posts and Telecommunications Group (VNPT) has launched the electronic wallet product named VNPT Pay. With VNPT Pay, users of VNPT's ecosystem services such as prepaid/postpaid subscribers of VinaPhone, VNPT Internet users, MyTV service subscribers can quickly make payments through this channel and receive numerous attractive benefits from VNPT. Besides the appealing offers for VNPT users, customers can use VNPT wallet to book train or bus tickets or for cashless payments at over 150,000 acceptance points nationwide.
- Download link for Android app: https://play.google.com/store/apps/details?id=vnptpay.vnptmedia.vnpt.com.vnptpay&hl=vi&gl=US
- Download link for iOS app: https://apps.apple.com/vn/app/vnpt-pay/id1294940479
5. MobiFone Pay
MobiFone Pay is an electronic wallet designed and developed by MobiFone, facilitating users to transact, make cashless payments on smartphones easily, quickly, and securely. With MobiFone Pay, users can perform actions such as transferring money to other accounts without fees, withdrawing money at MobiFone transaction points, or making payments when purchasing MobiFone's products, services such as Airtime, buying phone card codes/data packages, paying postpaid bills with numerous outstanding and attractive benefits.
- Download link for Android app: https://play.google.com/store/apps/details?id=com.mobifone.mobifonepay
- Download link for iOS app: https://apps.apple.com/vn/app/mobifone-pay/id1565937964?l=vi
6. Ví Ngân Lượng
Ngan Luong Wallet is one of the earliest electronic wallets in Vietnam, providing secure payment solutions on various e-commerce platforms. Ngan Luong Wallet offers the advantage of free usage, supports cashless payments on both large and small electronic trading platforms domestically and internationally, ensures transactions by only releasing funds to the seller after the buyer has received the goods, and offers free withdrawals to linked bank accounts.
- Download link for Android app: https://play.google.com/store/apps/details?id=com.nganluong&hl=vi&gl=US
- Download link for iOS app: https://apps.apple.com/vn/app/ngan-luong-wallet/id1500219869
7. Foxpay E-Wallet
Foxpay is a product of FPT Telecom designed to establish a convenient payment channel and provide utilities for users of services and products within the FPT ecosystem. When transacting on the Foxpay e-wallet, users are protected by a security system that meets PCI DSS standards (International Security Certification), preventing instances of fraudsters exploiting fake authentication information or other forms of fraudulent attacks. With over 70,000 transaction points nationwide, Foxpay users can shop with confidence using their smartphones equipped with the app by scanning QR codes for payment. If you happen to overspend and run out of money, you can quickly and fee-free ask friends or family to transfer funds using Foxpay, with money received within a maximum of 5 minutes.
- Download link for Android app: https://play.google.com/store/apps/details?id=com.ftel.foxpay&hl=vi&gl=US
- Download link for iOS app: https://apps.apple.com/vn/app/v%C3%AD-%C4%91i%E1%BB%87n-t%E1%BB%AD-foxpay/id1453633699
8. 9Pay E-Wallet
9Pay Wallet provides users with an additional choice when seeking a reputable and convenient online payment service. Established and developed since 2018, 9Pay Wallet is asserting its position in the promising e-wallet market in Vietnam, becoming one of the well-known and downloaded applications in the rankings of Google Play and App Store. With various online payment services supported and discounts such as bill payments, top-ups for phone cards, game cards, etc., it brings significant benefits to users.
- Download link for Android app: https://play.google.com/store/apps/details?id=vn.ninepay.ewallet&hl=vi&gl=US
- Download link for iOS app: https://apps.apple.com/vn/app/v%C3%AD-%C4%91i%E1%BB%87n-t%E1%BB%AD-9pay/id1484320059
9. TrueMoney E-Wallet
TrueMoney is a renowned financial brand in the Southeast Asia region with a vast network and a large user base. The TrueMoney e-wallet provides payment services, making it easy for users to utilize features such as topping up, withdrawing cash, bill payments, online payments, and more. TrueMoney's partners in Vietnam include major banks and service providers such as Vietcombank, Prudential, K+, Vietnam Airlines, offering cashless payment solutions through this app. With fast transaction speed, high security complying with PCI DSS standards, and integration of various convenient payment services.
- Download link for Android app: https://play.google.com/store/apps/details?id=vn.com.truemoney.vnwallet&hl=vi&gl=US
- Download link for iOS app: https://apps.apple.com/vn/app/truemoney/id1345776130?l=vi
10. Moca E-Wallet
Moca is widely recognized and used by many Vietnamese users after the technology company Grab collaborated with the technology and service company Moca. Grab is renowned for its ride-hailing service, and with the partnership with Moca, Grab drivers and users can use the ride-hailing service and make cashless payments. In addition to benefiting Grab users, Moca also supports payments for various other utility services such as bill payments, purchasing top-up cards, or making transfers 24/7. If you frequently use Grab for transportation, some vouchers and discounts when booking rides through the Moca wallet will make it more enticing for you to use this service.
- Download link for Android app: https://play.google.com/store/apps/details?id=vn.moca.pass&hl=vi&gl=US
- Download link for iOS app: https://apps.apple.com/vn/app/moca/id965112152?l=vi
With the list of popular and convenient e-wallets in this article, you can choose some convenient payment channels that suit your needs. Have a great day ahead!
