Apple Pay revolutionizes the way we shop, offering seamless transactions with just a tap. Dive into its features and perks!
Unveiling the Mystery Behind Apple Pay: A Comprehensive Guide
Discover the Buzz Around Apple Pay: Everything Demystified
Starting from October 20, 2014, Apple officially launched Apple Pay – a wireless payment platform and digital wallet. With this payment method, users can conduct transactions without using cards, through NFC technology, reducing the risk of exposing bank card information and customers' personal data. With a commitment to high-quality service and security, Apple Pay is predicted to account for over 10% of the total global cash transactions by 2025.
Apple Pay is one of the incredibly convenient applications recently introduced by Apple (Source: Internet)How does Apple Pay work?
What is the operation mode of Apple Pay? Apple Pay will help you make transactions via NFC without using a bank card. What's special about paying at the store with Apple Pay is that your personal information such as name, address, and credit card will be fully protected. This means you don't have to share any personal information with the store, and you don't need to verify any information with the cashier by using identification documents.
When you shop at Apple Pay-supported stores, you can follow these steps: open the Wallet app, then simply place your iPhone or Apple Watch near an NFC-enabled POS machine to make payments via credit or debit cards. You can also authenticate transactions using Touch ID, Face ID, or a PIN code.
Furthermore, when you use Apple Pay to make payments on integrated apps and websites, shipping information will automatically be filled in based on the information linked to your credit or debit card in the Wallet app.
Using Apple Pay is extremely convenient and fast (Source: Internet)Banks supporting Apple Pay in Vietnam
Since August 8, 2023, Apple Pay has officially launched in Vietnam. Initially, Apple Pay collaborated with several banks such as MB Bank, Techcombank, ACB, Vietcombank, VPBank, and Sacombank.
Check out the list of banks supporting Apple Pay in Vietnam:
| Khu vực | Quốc gia |
| Đông Nam Á | Việt Nam, Malaysia, Singapore |
| Châu Phi | Nam Phi |
| Châu Á – Thái Bình Dương | Úc, Trung Quốc Đại lục, Hồng Kông, Nhật Bản, Ma Cao, New Zealand, Singapore, Đài Loan, Kazakhstan |
| Châu Âu | Áo, Belarus, Bỉ, Bulgaria, Croatia, Cộng hòa Síp, Đan Mạch, Cộng hòa Séc, Estonia, Quần đảo Faroe, Phần Lan, Pháp, Georgia, Đức, Hy Lạp, Greenland, Guernsey, Hungary, Iceland, Ý, Jersey, Đảo Man, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Montenegro, Hà Lan, Na Uy, Ba Lan, Bồ Đào Nha, Romania, Nga, San Marino, Serbia, Slovakia, Slovenia, Tây Ban Nha, Thụy Điển, Thụy Sỹ, Ukraina, Vương quốc Anh, Vatican |
| Caribe và Mỹ Latinh | Brazil, Mexico |
| Trung Đông | Israel, Ả Rập Xê-út (Saudi Arabia), Các tiểu Vương quốc Ả Rập thống nhất (UAE) |
| Bắc Mĩ | Canada, Hoa Kỳ |
Which devices are compatible with Apple Pay?
Here are the devices compatible with Apple Pay:
| Thiết bị | Các dòng sản phẩm |
| Điện thoại iPhone | Điện thoại iPhone 6 series (6, 6S, 6 Plus, 6S Plus) Điện thoại iPhone 7 series (7, 7 Plus) Điện thoại iPhone 8 series (8, 8Plus) Điện thoại iPhone X, XS, XS Max, XR, SE 2020, 2022 Điện thoại iPhone 11 series (11, 11 Pro, 11 Pro Max) Điện thoại iPhone 12 series (12, 12 mini, 12 Pro, 12 Pro Max) Điện thoại iPhone 13 series (13, 13 mini, 13 Pro, 13 Pro Max) Điện thoại iPhone 14 Series (14, 14 Plus, 14 Pro, 14 Pro Max) |
| Máy tính bảng iPad | iPad Air 2 trở về sau, iPad mini 3 trở về sau Các dòng iPad Pro |
| Máy tính Macbook | Tất cả các dòng máy tính có Touch Bar |
| Đồng hồ Apple Watch | Các dòng đồng hồ Apple Watch được kết nối với |
Setting up and using Apple Pay
What is the process to set up Apple Pay? To enjoy the Apple Pay experience, you need to adhere to the following conditions:
- Your device must run the latest operating system from Apple.
- The region or country you are in must be supported by Apple Pay.
- You need to use an Apple ID signed in to iCloud.
- To make payments, you need to own a bank card that supports Apple Pay service.
Here is a quick guide on setting up Apple Pay on 4 platforms:
Setting up Apple Pay on your iPhone
Step 1: Search for the Apple Wallet app on your iPhone. Then press the “Add” button
Find the Apple Wallet app right on your iPhone (Source: Mytour)Step 2: Then you will see information about available cards: Select “Debit card or credit card”. When done selecting, press the “Continue” button
Manually add a credit card or debit card (Source: Mytour)Step 3: Insert the card into the “Add Card” frame and activate the camera on your iPhone to quickly scan the card, or you can choose “Enter card details manually” if you want to add the card manually. After the app has received the card, please check the card information and press “Next” to continue.
Insert the card into the “Add Card” frame and activate the camera on your iPhone (Source: Mytour)Step 4: Enter additional information such as “Expiration Date” and “Security Code” or CVV code behind the card. Read Apple's “Terms and Conditions” carefully, then press “Agree”
Carefully read Apple's terms and conditions before pressing agree (Source: Internet)Step 5: Double-check the card information and then press “Continue”.
Double-check the information on your card again (Source: Internet)Setting up Apple Pay on Apple Watch
Step 1: Open the Watch app on your iPhone and select “My Watch”.
Step 2: Proceed to “Add Credit or Debit Card”. Choose the card you want to add and then complete the information confirmation from the bank or card issuer. If you already have a card in Wallet, select that card.
Step 3: Once you have selected the card and confirmed the information, choose “Next” to complete the setup process.
Quickly set up Apple Pay on Apple Watch (Source: Internet)Setting up Apple Pay on iPad
Here's how to set up Apple Pay on your iPad:
Step 1: Open the “Settings” app on your iPad, then select “Wallet & Apple Pay”.
Step 2: Press “Next”. You can scan the card by placing it in the “Add Card” area and allowing the iPad's camera to scan, or you can also choose “Enter Card Details Manually” if you prefer.
Step 3: The bank or card issuer will verify your card information. Complete the verification steps and then press “Next” to finish the setup and start using Apple Pay on your iPad.
Setting up Apple Pay on iPad (Source: Internet)Setting up Apple Pay on Mac or MacBook
To set up Apple Pay on Mac or MacBook with Touch Bar, you need to follow these steps:
Step 1: Open “System Preferences” on your Mac or MacBook, then select “Wallet & Apple Pay”.
Step 2: Choose “Add Card”. Next, enter your card information accurately and completely.
Step 3: The bank or card issuer will verify your card information. Fill in the required verification details and press “Next” to complete the setup.
Setting up Apple Pay on MacBook (Source: Mytour)If you want to continue using Apple Pay to make payments on Mac or MacBook without Touch Bar, you can follow the steps below:
Step 1: Open the “Settings” app on your iPhone, then select “Wallet & Apple Pay”.
Step 2: Activate the “Allow Payments on Mac” mode by turning the toggle switch to green. Once completed, you will be able to use the payment service on your computer.
Easily set up Apple Pay on your computer through iPhone (Source: Internet)Is Apple Pay Secure?
Apple Pay is built with a focus on your security and privacy, creating a simpler and more reliable form of payment compared to using physical credit, debit, and prepaid cards. Integrating security features from both hardware and software, Apple Pay provides an additional layer of protection to ensure the safety of your transactions.
When Apple introduced this technology, it always honored its superior security capabilities. When you add a payment card to Apple Pay, the system automatically links the card to a unique device account number, instead of using the actual card number, to maximize security.
The Apple Bionic chip also integrates proprietary storage components, designed to securely store user payment information. Notably, this information is never transmitted to any Apple servers or any other locations.
Above, Mytour has summarized everything about Apple Pay as well as related information. We hope this article has helped you understand more about Apple's Apple Pay technology. We sincerely thank you for taking the time to read this article. See you again in the next articles!
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