Easy Credit is a financial company (abbreviated as EVN Finance) established in October 2018 in the Southern market. By 2019, Easy Credit had provided financial services to customers nationwide. Focusing on the product 'unsecured consumer loans' with quick disbursement, simple procedures, and attractive low interest rates, Easy Credit has attracted many customers when they have a need. If you intend to borrow money from Easy Credit, updating the Easy Credit hotline number and understanding how to borrow is essential.
Procedures, Easy Credit disburses how long
1. Easy Credit Hotline
Easy Credit Phone Number: 1900.1066 or *1066
Other Contact Channels of Easy Credit:
- Email: [email protected]
- Address:
+ Branch 1: EVN Building, No. 11 Cua Bac Street, Truc Bach Ward, Ba Dinh District, Hanoi.
+ Branch 2: SunWah Tower, No. 115 Nguyen Hue Avenue, Ben Nghe Ward, District 1, Ho Chi Minh City.
2. Easy Credit Borrowing Procedures
Before understanding how to borrow money, you need to know the Easy Credit loan procedures to prepare your documents - completing the first important step when borrowing.
Documents needed when borrowing from Easy Credit include:
- Citizen identity card/identity card/passport.
- Driver's license/family register book.
- Proof of your monthly income such as labor contract, tax invoice, salary statement ...
Just prepare all the above documents, Easy Credit will review and approve your loan application quickly and easily.
3. How to borrow from Easy Credit
Easy Credit offers various borrowing methods, giving its customers many options. When you need to borrow money from Easy Credit, you can choose one of the following ways:
* Apply online on the Easy Credit website:
Applying online on the website helps you save time, you don't need to rearrange your schedule and Easy Credit's disbursement process is also very fast.
Steps to borrow money online on Easy Credit:
- Step 1: Access the Easy Credit page HERE
- Step 2: Follow the system's requirements:
+ Provide documents.
+ Calculate the loan amount.
+ Register for a loan (enter full name, Email, phone number, ID card, province/city)
- Step 3: After completing step 2, click on 'Call back immediately'
* Apply for a loan by calling the Easy Credit hotline
Similar to Home Credit loans, Easy Credit also supports loans when customers call the hotline. Therefore, you just need to pick up the phone and dial the Easy Credit hotline number 1900.1066 or press 1066, the staff will meet your loan needs.
- See more: Home Credit loan hotline
Apply for a loan through the ViettelPay app
In addition to partnering with banks, Easy Credit also partners with many e-wallets, including ViettelPay. Therefore, you just need to download the ViettelPay app and go to a Viettel Store to upgrade your package, then you can use this app to apply for an Easy Credit loan.
After completing the registration for a loan in the above way, Easy Credit's staff will receive the loan approval result and contact you for support. When your loan application is approved, you will sign the contract and receive the loan. Depending on your needs, Easy Credit will transfer the money or send it to you in cash.
4. Repayment methods for loans on Easy Credit
Repaying loans to Easy Credit is convenient and easy
Similar to the loan disbursement method, Easy Credit also applies various payment methods to help customers easily and conveniently repay their loans, such as:
* Cash payment
Easy Credit partners with many banks such as Sacombank, Vietinbank ... so you can repay your loan to Easy Credit at bank counters or payment locations as requested:
Steps for payment at bank counters:
- Step 1: Go to the bank linked to Easy Credit, provide the contract number information, the amount you want to pay, and follow the teller's instructions.
- Step 2: Deposit money, the teller will print a deposit slip for you.
- Step 3: Check the deposit slip, then sign and keep a copy for reference, to avoid disputes later.
* Online payment
If you use e-wallets or internet banking, you can choose to pay online for Easy Credit. This method helps you save time, you can pay at any time during the day.
Information to note when transferring:
- Easy Credit account number: 13700000737 (VietinBank - Ho Chi Minh City branch).
- Account name: EVN Finance Joint Stock Company - Ho Chi Minh City branch.
- Payment details: Payment for contract_HD_xxxxx_Phone_xxxxx.
5. Answering frequently asked questions about borrowing from Easy Credit
Question 1: What is the interest rate for loans from Easy Credit?
Answer: Depending on your profession, the documents you provide along with your information, and your previous credit history, Easy Credit will offer a specific interest rate that suits you.
Question 2: What is the minimum and maximum loan amount at Easy Credit?
Answer: Based on your profession, the documents you provide, and your credit history, the minimum and maximum loan amounts at Easy Credit will vary, ranging from 10 to 25 million dong.
Question 3: What is the minimum and maximum loan term at Easy Credit?
Answer: The minimum loan term at Easy Credit is 6 months, and the maximum is up to 24 months. All depends on your documents and credit history.
Here is the Easy Credit loan hotline and how to borrow, hope it will help you borrow money from Easy Credit easily and conveniently. If you have any questions, please leave a comment, Mytour will answer quickly.