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Updated table of GPBank savings account interest rates, providing comprehensive information on benefits, procedures for saving at GPBank for customers to consider their options
GPBank Savings Interest Rates
With its transformative business model shift in 2015, GPBank has achieved certain milestones in the financial-banking sector. Boasting a main headquarters and 80 branches nationwide, GPBank has continuously strived to enhance its products, services, and update technology to meet the increasingly diverse needs of customers.
With various flexible savings product packages and competitive interest rates, saving at GPBank is always an efficient idle money service, chosen by many customers.
And if you're wondering about the deposit product packages at GPBank, what is the GP Bank 2019 interest rate,..., then this article from Mytour is for you.
1. Should you deposit savings at GPBank?
With its flexible deposit product packages, high interest rates, suitable for various customer groups, GPBank is a notable bank that you can choose to save money.
When depositing savings at GPBank, you will receive:
- Competitive interest rates, ranging from 1-7.95% per year - Quick and simple deposit procedures, maximizing time savings for customers - Use savings book as collateral, discount savings book to borrow capital - Deposit savings at one place but can withdraw money at any branch or transaction office of GPBank nationwide - Ensured safety: deposits are insured by the Deposit Insurance of Vietnam
2. Deposit savings packages currently offered by GPBank
- E-Savings,
- Initial interest deposit
- Regular interest deposit
- End-of-term interest deposit
- Prosperity deposit
- Savings installment
- Payment account
- Senior citizen savings (Applicable to individual customers only)
- Payment account (Applicable to business customers only)
For more detailed information about the savings deposit packages at GPBank, please call the GPBank hotline (1800 58 58 66/024 3514 9094)
3. Savings deposit interest rates at GPBank
Since May 3, 2019, GPBank has implemented various deposit product packages to maximize customer needs and benefits
Specifically:
+) For regular deposit products, GPBank applies 2 different interest rates, applicable to deposits above 3 billion and below 3 billion
- For deposits less than 3 billion, customers receive the highest interest rate of 7.7% per year for a term of 13 months, applicable to end-of-term interest. For deposits exceeding 3 billion, with a deposit term of 13 months or more, the interest rate is 7.95%
- The interest rate for end-of-term interest for terms of 1 month, 2 months, 3 months, 4 months, 5 months at GPBank is 5.5% per year.
- The interest rates for terms from 6 months to 1 year range from 7.4% to 7.85% depending on the term and deposit amount
+) GPBank savings deposit interest rate table for initial, regular, and end-of-term interest payment methods
Interest rate table for deposits of 3 billion dong or more
GPBank savings deposit interest rate table for flexible principal withdrawal
GPBank savings deposit interest rate table for electronic deposit method
Currently, GPBank applies the same deposit interest rate for both electronic and over-the-counter deposit methods
GPBank savings deposit interest rate table for installment savings
GPBank savings deposit interest rate table for senior citizens
In addition to regular savings interest rates, GPBank also pays special attention to senior citizens.
As such, any customer aged 50 and above can opt for the senior citizen savings package with an interest rate 0.05% higher than regular savings.
However, the deposit terms for the senior citizen savings package are somewhat less flexible, only applying to 5 main deposit terms: 6 months, 9 months, 12 months, 18 months, and 24 months.
GPBank savings deposit interest rate table for prosperity deposit package
If you want to maximize the value of your deposits, you can choose the Prosperity Savings package. The interest rate for this savings package will increase progressively based on the deposit balance tiers. However, by participating in the Prosperity Savings package, you will only receive interest at the end of the term and can deposit for a maximum of 13 months.
4. How to save with GPBank
Traditional savings: Bring your ID/passport to GPBank's service counter for guidance on savings procedures. For children under 18, a legal guardian/representative must accompany them. Online savings: You only need a payment account, register for GP.IB or GP.Mplus services from GPBank, and you can deposit directly without paperwork or visiting the bank to open a savings account. All deposit information and interest rates will be displayed through the online apps you register for.
With this article on GPBank's savings interest rates, Mytour hopes you've gained valuable insights to calculate and consider the most optimal product packages for your needs at GPBank.
