Guide on Utilizing Splitwise

Enter your name into the text field provided on the 'Introduce Yourself' page.

Following that, you'll be prompted to input your email address and a password. After completion, hit the orange button labeled 'Sign me up!'

• If you're aware of the group name you're splitting expenses with, you have the option to either add a group or defer group setup for later.

To add friends via the Splitwise mobile app, tap the prominent orange button situated in the center of your home screen labeled 'Add friends on Splitwise.'

• To share bills or receipts, your friends must also possess a Splitwise account and connect with you. This occurs when you add them as a friend.
• You can only split expenses with individuals who are already your friends on Splitwise, and you're only able to add expenses meant for sharing with others.

Add friends using Gmail or alternative email addresses.

Select 'Add friends from Gmail' for friends with Gmail accounts. Opt for 'Add friends via email address' if your friends use different email providers like Yahoo or Outlook.

• Upon inviting or adding your friend, they'll appear in your 'friend dashboard,' enabling you to commence sharing expenses.

Create permanent expense-sharing groups rather than one-off splits.

This functionality is perfect for sharing ongoing expenses during vacations with friends, splitting grocery costs with roommates, or managing bills with a partner.

• On the Splitwise desktop website: Click your name in the top right corner of the home screen, then select 'Create a new group' from the drop-down menu.
• On iPhone: Navigate to your Groups tab, then at the bottom of your group list (if you have any), click 'Start a group.'
• On Android: Tap the 'more' option (the three vertical dots) in the top right corner of your screen, then choose 'Create a group.'

To add an expense, navigate to your group and click the 'Add bill' button.

You'll then need to provide details such as the total cost, the payer, and the amount each person owes.

• Once you've set up a group and added friends, you can begin splitting expenses. Splitwise allows for both equal and unequal splits depending on the nature of the bill and individual circumstances.

Enhance your expense entry by attaching a picture, adding notes, or adjusting the date if necessary.

• It's important to note that anyone involved in a bill or group can view, edit, and delete bills. Splitwise offers this feature to facilitate corrections and resolve financial issues.

To initiate the reimbursement process, click on the 'Settle Up' button.

Once you've begun recording expenses and receiving payments, it's time to settle debts with your friends. Splitwise terms this process as 'settling up.'

• 'Settling up' resolves payments between two individuals. Within a group, each member must settle debts with one another.
• If you prefer cash transactions, you can record cash payments for in-person settlements.
• In supported countries, you can also utilize PayPal or Venmo directly within the Splitwise app.

Repay your friends either upon receiving an expense or monthly. Splitwise allows flexibility in repayment timing, ensuring the record remains accessible until funds are available.

Splitwise's 'simplify debts' function streamlines debt management within groups and friendships. It doesn't alter the overall owed amount but reduces the number of transactions required.

• For instance, if Emily owes Jane $50 and Jane owes Grace $50, instead of two separate payments, Splitwise suggests Emily pay Grace $50.
• This feature is optional and can be activated within a group's settings.

Splitwise itself doesn't impose fees for using PayPal, Venmo, or Paytm. However, certain partners may levy service charges.

• Venmo applies a 3% fee for credit card settlements.
• Refer to these links to explore partner policies:
• PayPal
• Venmo
• Paytm

Explore the Splitwise rent calculator for fair rent splitting among roommates with varying accommodations. This tool considers room specifics like size, windows, and closet space to ensure equitable distribution.

Plan your expenses for group trips or vacations using the Splitwise travel calculator. Input total costs, attendees, and duration for accurate cost division.

Calculate your share of rent as compensation for noise disturbances with the Splitwise noise calculator. Ideal for instances like late-night parties or musical practices.

Estimate the fair contribution for guests staying on your couch with the Splitwise guest calculator. Useful for longer stays rather than brief visits.

While the basic version of Splitwise is free, upgrading to Splitwise Pro offers additional benefits.

• Ad-Free Experience: Enjoy an ad-free environment for better expense management.
• Receipt Scanning: Easily upload complex expenses by scanning receipts with your phone's camera.
• Itemization: Splitwise Pro automatically detects and assigns individual items to friends after scanning a receipt.
• Save Default Split Settings: Streamline expense splitting by saving default group splits.
• You can test the Pro service free for a week and subscribe for $3.00 per month if satisfied.