Today, there are plenty of creatively crafted applications facilitating earnings through referral rewards. Notably, banking apps offering cash for new sign-ups stand out. If you still harbor doubts, this guide on earning money through bank referral codes will help you harness technology for swift earnings.
Guide to Making Money Online via Bank Referral Codes
1. How to Make Money by Entering Bank Referral Codes.
1.1. VPBank.
1.2. Introducing MBBank.
1.3. MSB Bank.
1.4. Earning from BIDV Bank Referral Codes.
2. Considerations When Making Money from Bank Referral Codes.
1. How to Make Money by Entering Bank Referral Codes.
Currently, some banks are expanding their market reach, increasing accessibility by offering cash incentives to those using referral codes. Below are the banks offering referral bonuses that you can explore.
1.1. VPBank
To access this bank, you need to utilize the Cake app (or Cake By VPBank). Once you've become a user of this bank, you can refer others to earn money.
In simple terms, if you've used Cake - you're the referrer. Your friends, family are the referred ones. If your friends, family sign up using Cake and input the referral code you provide => Upon their successful registration, you'll receive money. The referral code is simply your registered phone number on Cake.
The procedure for the referred individuals is as follows:
* Step 1: Register for a Cake account
Download and open the Cake app => Select 'Cake now'. At this point, there will be a reminder to Enable notifications, you can choose to do it later or enable it right away. Then click on 'No account yet. Sign up now' to proceed with opening a Cake account and start using it.
* Step 2: Enter information, input referral code
+ Nationality information: The system defaults to displaying 'Vietnamese'
+ Phone number: The registrant should sign up using their phone number or use it to conveniently receive notifications.
Then click 'I agree to the Terms of Use' => Click 'Continue'
For example: Minh has a phone number 098xxx using Cake, he refers An to open a Cake account. At this registration step, An will enter Minh's referral phone number as 098xxx. Thus, when An successfully registers an account, Minh will receive money.
* Step 3: Choose account verification method
After completing the information in step 2, you will receive an OTP verification code sent to the registered phone number. After entering it, choose to verify the account with ID card or Citizen Identification Card (CCCD).
* Step 4: Capture ID card/CCCD for verification as instructed
You select start to capture the ID card/CCCD photo. The ID card/CCD capturing process consists of 3 steps: capturing the front side, back side of the document, and capturing a portrait photo without your face.
After completing the capturing process => There will be a notification 'Account is being verified'
* Step 5: Continue to provide additional information, create a password
You provide additional information such as email, marital status, expiry date of CCD => Click 'Continue' => Set up a username and password => Click 'Continue'
Then the system sends OTP code to your phone, please enter the code as per the message sent.
* Step 6: Successful registration
The system displays a notification whether to authenticate with fingerprint or not => You can skip or choose authentication. The system notifies successful registration.
For each friend or relative who successfully registers a Cake account, the referrer will receive money in their account (usually 50,000 VND).
1.2. Introducing MBBank
- Similar to VPBank, when referring friends or family to use MBBank with a referral code, you will receive an amount corresponding to the number of successful referrals.
+ Successfully refer 3 people: Receive 50,000 VND.
+ Successfully refer 5 people: Receive 100,000 VND.
+ Successfully refer 15 people: Receive 150,000 VND.
+ Most successful referrals in the month: Receive 01 - 10 million VND.
- It is mandatory to open an MBBank account beforehand in order to earn money from MBBank referral codes. Only then will you have a code to refer others.
1.3. MSB Bank
- This is one of the banks where you can earn money online through referral codes that you shouldn't miss. As the referrer, you must use the Tnex app (MSB Bank's app) to obtain referral codes.
- The steps to obtain referral codes are as follows:
+ Successfully register and log in to Tnex.
+ Perform eKYC identity verification.
+ You receive approval notification, account number, and referral code.
+ Share this referral code with your friends. When they open an account and enter this code, you will receive money. The more people use this code to successfully register, the higher your commission will be.
- The referred person enters the code, successfully registers for a Tnex account => Receive 20,000 VND immediately. The referrer receives 20,000 VND for each successful referral, with a maximum commission of 1,980,000 VND per month.
1.4. Earning money from BIDV Bank referral codes
- With the BIDV Smart Banking app, users can also earn money by referring others to use the app. For every successful referral, you will receive money.
- To receive the referral code and start referring, you need to download the BIDV SmartBanking app to your phone:
+ Download link for BIDV Smart Banking for Android
+ Download link for BIDV Smart Banking for iPhone
Next, you follow these steps:
+ Complete BIDV SmartBanking registration or log in to your registered account.
+ Go to the promotions section, select registration. Proceed to enter your phone number, confirm, and follow the system's requirements: Select the type of registration document, enter personal information (contact, account, branch,...). Then select Domestic Debit Card, receive OTP code and confirm.
+ After completing registration, obtain the referral code and send it to others.
For each successful registration using this referral code, both you and the new registrant will receive 50,000 VND.
Additionally, the list of banks that offer referral rewards includes some banking applications such as:
- Techcombank
- Vietinbank's Techcombank app
- VPBank's app of Vietnam Prosperity Bank
- Viet Capital Bank's app, Viet Bank
......
Apart from earning money online by entering bank referral codes, the internet also offers various methods like listening to music, reading books, earning money through affiliate marketing,... To learn more about current online income generation methods, you can refer to articles on making money with Shopee or making money with Clickbank on Mytour.
2. Considerations when earning money from bank referral codes
Currently, earning money from bank referral codes is indeed possible, but there are still cases of scams, so people need to be cautious. When receiving any bank app referral for money, you should pay attention to the following issues:
- Not all banks have this policy, only a few banks have adopted approaches to account opening, card issuance using referral codes.
- It's advisable not to open cards, open accounts using referral codes massively if you don't need to use that bank. Opening accounts without usage still incur maintenance fees, so you should limit this situation to avoid bad debts.
- Check the information of card-opening programs through referral codes, only recommend them to others if they are safe.
- Avoid accessing random links, unclear URLs.
Above are the details about earning money from bank referral codes and trustworthy banking app registration for money nowadays. It can be seen that earning money online has become more popular, providing convenient opportunities for everyone to earn extra income. However, regardless of the method, users should carefully research before participating.