How much are ABBank withdrawal and deposit fees?

Using bank ATM cards for payments and expenses is a safe, reliable, and convenient financial management method preferred by many. However, despite the convenience, many people make mistakes when conducting ATM transactions, which can increase card usage fees and maximize transaction costs.

To avoid fees when using ABBank accounts, we'll help you summarize basic ABBank withdrawal and deposit fees and reveal some clever ways to use ATM cards more effectively. Let's find out!

ABBank ATM withdrawal fee chart, ABBank deposit fee, An Binh Bank transfer fee

ABBank Withdrawal and Deposit Fees

1. ABBank Withdrawal Fee

Similar to other banks, to withdraw money from an ABBank transaction account, you can withdraw cash at An Binh Commercial Joint Stock Bank branches or ATMs of other banks. ABBank withdrawal fees for each method vary. Specifically:

1.1. ABBank Counter Withdrawal Fee

According to Mytour's research, currently, the cash withdrawal fee at ABBank counters is as follows:

Scenario 1: ABBank Withdrawal Fee for VND Accounts

- 100% fee waiver for cash withdrawals at ABBank counters for customers conducting transactions within the same province/city

- Calculate a fee of 0.03% of the amount (minimum 10,000 VND, maximum 1,000,000 VND) for transactions outside the province/city (free for account owners or different account holders with withdrawals less than 30 million).

Scenario 2: An Binh Bank Withdrawal Fee for Foreign Currency Accounts

For withdrawals from ABBank foreign currency accounts, you will be charged a fee of 0.25% of the transaction amount if withdrawing in USD/EUR and a fee of 0.4% of the amount (minimum 3 USD) for other currencies.

ABBank withdrawal fee schedule, withdrawal fee at ABBank counters for VND accounts, USD accounts

Note: For large cash withdrawals from An Binh Bank accounts, withdrawing at An Binh Bank transaction counters is a convenient and safe solution for you. However, for the transaction to proceed quickly and conveniently, you need to bring your ID card/citizen ID card and come for the transaction during ABBank working hours (working from Monday to Saturday, morning from 7:30 am to 11:30 am, afternoon from 1:00 pm to 5:00 pm).

1.2. ABBank ATM Withdrawal Fee

Currently, ABBank ATM withdrawal fees vary between different types of cards (domestic debit cards, international debit cards, credit cards). Additionally, ABBank withdrawal fees also vary at different ATMs where withdrawals are made. Specifically:

- ABBank withdrawal fee schedule for international debit cards, domestic debit cards: A fee of 1,000 VND per transaction when withdrawing at ABBank ATMs and 3,000 VND when withdrawing at other ATMs within Vietnam. If withdrawing from an ABBank ATM card at ATMs outside Vietnam, the transaction fee for each withdrawal is 50,000 VND.

- ABBank Credit Card Cash Withdrawal Fee: Currently, ABBank charges a fee of 4% of the transaction amount for cash withdrawals from ABBank credit cards at ATMs within the same system, different from the ABBank system.

ABBank withdrawal fee, fee for withdrawing from non-ABBank ATMs

Note: Along with the regulations on ABBank withdrawals, An Binh Bank also has its own regulations on withdrawal limits for each type of card. If you want to learn more, you can refer to the article How much money can be withdrawn from ABBank ATM cards in 1 day that we shared earlier.

2. Deposit Fee, Transfer Fee at ABBank

For depositing and transferring money from ABBank accounts, you can also do it through 2 methods: transferring at counters or transferring via ABBank's electronic banking channels. Each method is suitable for different user groups and incurs different fees. Below are the details of An Binh Bank's transfer fees that you can refer to and choose:

2.1. ABBank Counter Transfer Fee

Scenario 1: ABBank Transfer Fee for VND Accounts

- Transfer fee within the ABBank system: If you conduct a transfer transaction from ABBank accounts within the same province/city, you will be exempt from 100% of the transaction fee. If transferring between ABBank accounts but in different provinces or cities, you will be charged a fee of 0.01% of the amount (minimum 10,000 VND, maximum 1,000,000 VND) for your transaction.

- Interbank Transfer Fee at ABBank Counters: Currently, interbank transfer transactions at ABBank counters are regulated based on the transfer amount and time of transfer. Specifically:

+ Charging a fee of 15,000 VND/item for transfers made before 3 PM and after 4 PM for amounts under 500 million VND. For transfers exceeding 500 million VND, if conducted before 4 PM and after 4 PM, ABBank will charge a fee of 0.05% of the transfer amount, with a minimum of 15,000 VND for your transaction.

Scenario 2: ABBank Counter Transfer Fee for Foreign Currency Accounts

- Internal Transfers within ABBank System: Free of charge for transfers between accounts within the same province/city and incurs a fee of 0.01% (Minimum 2 USD, Maximum 50 USD) for transfers between different provinces/cities.

- Interbank transfers outside the ABBank system (domestic): If transferring within the same province/city, the fee set by ABBank for your transaction is 2 USD/item. For transfers from ABBank accounts to banks outside the system in different provinces/cities, you will be charged a fee of 0.05% of the amount (minimum 2 USD, maximum 50 USD) for each transaction.

ABBank transfer fee, transfer fee at ABBank counters for VND accounts, foreign currency accounts.

In addition, the bank also establishes separate fees for non-account holders (customers who do not use accounts, customers who transfer and receive money using ID cards/passports) using VND accounts. Specifically as follows:

ABBank deposit fee, transaction fee schedule for non-account holders, customers who do not use ABBank accounts.

Note:

- At 4:00 PM daily, money transfer orders are processed and charged on the same day at ABBank. On the next working day, transfer orders are further executed outside the system.

- For split transactions, the transfer fee is calculated based on the total value of all items combined.

- With small transactions, the transfer fee is calculated on the total value of all items combined.

2.2. An Binh Bank's transfer fees through electronic banking channels.

For ABBank transfer transactions through ABBank's electronic banking channels such as (Online banking, ABBank Mobile, ...) by ABBank, you will incur transaction fees as follows:

- Transfer fees within the ABBank system:

+ Transfer within the same system, receive funds to bank account: Free of charge

+ Transfer within the ABBank system, receive funds with ID card/citizen identification card: Charged at 0.015% of the transfer amount, minimum 10,000 VND, maximum 1,000,000 VND

- ABBANK interbank transfer fee

+ Receive funds to bank account: Charged at 0.025% of the transfer amount.

+ Receive funds with ID card/passport: Charged at 0.025% of the transfer amount, minimum 20,000 VND, maximum 1,000,000 VND

- For quick transfer transactions via ABBank accounts, An Binh Bank charges a fee of 10,000 VND per transaction.

- If you sign up for a premium account at ABBank, you will be exempt from 100% of the transfer fees through ABBank's electronic banking channels.

Note: To transfer funds via ABBank using this method, you need to register for and use ABBank's online banking services, ABBank Mobile, etc., beforehand. (If you haven't registered yet, you can learn about the conditions, procedures, and how to register for ABBank Internet Banking here)

ABBank transfer fees through electronic banking channels

Above, Mytour has provided you with detailed information on ABBank's withdrawal, deposit, and transfer fees. Please refer to the comprehensive information in this article and find the most convenient and cost-effective way to use your ABBank ATM card.