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1. Conditions and procedures for borrowing money with Viettel Money?
1.1. What are the borrowing criteria for Viettel Money?
The money borrowing feature on the Viettel Money app provides a safe and convenient solution. Viettel mobile subscribers only need to meet the following conditions:
- Being a Viettel mobile subscriber.
- Age: 20 - 60 years old.
- Monthly income ranging from 3 - 100 million VND.
- Loan amount: From 10 - 80 million VND.
1.2. How can you borrow money with Viettel Money?
At present, Viettel Money offers 4 forms of borrowing: Cash revolving, Salary advance, Easy Loan, and Consumer loan. Details of these borrowing methods are as follows:
- Cash revolving (Quick loan of 15 million VND)
+ Eligibility: Viettel main subscribers using Viettel Money experience package, standard package, unlimited package, and have registered Viettel Pay for 3 months or more. Subscribers aged 18 - 62, with income of at least 3 million VND/month.
+ Loan limit: From 5 to 15 million VND.
+ Interest rate: Ranging from 3.5 - 5.25% per month. Contract term is 12 months with a minimum loan amount of 3 million VND/time.
- Salary advance (only supports identified Viettel Money subscribers)
+ Loan limit: Customers can advance up to 50% of the average salary of the last 3 months.
+ Service fee: 55,000 - 220,000 VND/time depending on the advanced amount.
+ Interest rate will be 0% if customers comply with repayment conditions, use the advance money...
- Easy Loan (Superfast Easy Loan)
+ Loan process: Fill in all required information on the application form. You just need to take a photo of your ID card and choose a loan package.
+ Loan limit: From 1 - 20 million VND with terms from 1 to 24 months.
- Consumer loan
+ Loan limit: Up to 80 million VND.
+ Borrowing method: No documents required, no income proof needed.
+ Interest rate: Only from 1.67% per month.
2. How to borrow money with Viettel Money?
Borrowing money through the Viettel Money App is very simple and easy. Just follow the instructions below, and you can easily borrow money in minutes.
Update or download the latest version of Viettel Money here:
Step 4: Tick the 'I have read, understood, and agree...' option, then press 'Continue'.
Step 5: Choose the loan amount (for personal loans, the minimum loan amount is 10 million, maximum is 70 million).
=> Press 'Continue'.
Step 6: Fill in personal information, document details, and click 'Apply for Loan'.
After submitting your loan application, your loan profile will be reviewed by the system. If the loan request is successful, the disbursed amount will be transferred to your Viettel Money account within 5 - 10 minutes.
If you encounter difficulties, call Viettel Money hotline for detailed guidance. The Viettel Money hotline is 18009000.
3. Common Questions When Borrowing Money on Viettel Money
You can explore additional questions and answers below to better understand borrowing money with Viettel Money and resolve any concerns or issues you may have.
Question 1: What is the loan term for Viettel Money?
Answer: The bank will provide a suitable loan term depending on the amount and method of borrowing (the minimum loan term will be 3 months and the maximum will be 60 months).
Question 2: What is the interest rate for borrowing via Viettel Money?
Answer: As mentioned earlier, Viettel Money offers loans to Viettel mobile subscribers. The lending fee policy applies with an interest rate starting from 1.67% per month.
Question 3: Who are the lending partners of Viettel Money?
Answer: Viettel Money's lending partners include: Vietnam Prosperity Joint Stock Commercial Bank (FE Credit), Mcredit, Mirae Asset, VIB, Lotte Finance...
Question 4: Is borrowing money on Viettel Money safe?
Answer: Banks and financial institutions collaborating with Viettel Money operate under legal supervision, ensuring customers' trust in the credibility of the lending entity.
Question 5: How long does it take to receive the loan result after completing registration?
Answer: If the loan application is successful, banks/financial institutions will contact you to complete the procedures (within a maximum of 24 hours from registration).
Question 6: How to make monthly repayments for Viettel Money loans?
Answer: Depending on the bank or financial institution providing the loan, there are various ways to make monthly repayments for Viettel Money loans. After signing the loan contract, you will receive specific guidance from customer service representatives.
Viettel Money's online loan service is increasingly preferred due to its swift procedures. Customers are only required to pay the interest rate without any additional fees. With the Viettel Money loan method shared by Mytour, it's hoped to alleviate your financial burdens.
