Buzz
The Bank for Agriculture and Rural Development of Vietnam (abbreviated as Agribank) is the largest commercial bank in Vietnam in terms of total assets, capital, staff, network, and customers. It is also a special state-owned enterprise. This is also why many people want to create and open an Agribank bank account to perform personal financial transactions (e.g., savings deposits, loans with preferential interest rates, etc.)
Is there a fee for opening an Agribank account? Procedures, how to create the latest Agribank bank account
Should you open an Agribank bank account?
An Agribank bank account is understood as an account designated for a specific individual or organization to conduct transactions through the services of Agribank. Through the account, users can deposit, withdraw, and pay for various services.
As of now, the Vietnam Agriculture Bank offers a wide range of deposit products including the following account types: Non-term deposit accounts (current deposit accounts), term deposit accounts with interest paid at the end of the term (deposits for predetermined terms, interest paid at maturity), term deposit accounts with interest paid periodically (deposits for predetermined terms and interest paid multiple times after each term), and term deposit accounts with interest paid in advance (deposits for predetermined terms, interest paid once immediately upon depositing).
Among these, Non-term deposit accounts (current deposit accounts) are currently the most chosen account by many individual customers to serve their financial transactions and personal savings. The advantage of this account is that there is no need to register a deposit term, it supports multiple currencies, allows using the account to make payments through the Bank. Deposit accounts can be overdrawn and used for convenient services such as Internet Banking, Mobile Banking, ATM card issuance...
Conclusion: With diverse financial product packages, suitable for many target groups along with flexible financial policies, Agribank is a reliable bank for you to store and grow your personal assets.
II. Conditions for opening an Agribank bank account
To register for an Agribank bank account at all branches, transaction offices nationwide, you need to meet the following conditions:
III. Guidance on opening an Agribank bank account
1. How to open an Agribank bank account online via mobile phone
Agribank E-Mobile Banking is the mobile application of Agribank, allowing customers to conduct online transactions anytime, anywhere through mobile devices. You can also open a new Agribank account directly on this application without the need to visit a branch.
How to open an Agribank bank account online via the Agribank E-Mobile Banking app:
- Download Agribank for Android
- Get Agribank for iPhone
Step 2: Select 'Open an account and register for Agribank E-Mobile Banking services online'.
Then click 'Register now'.
Step 3: Tick 'I have read, understood...' and press 'Confirm'.
Step 4: Press 'Continue' to select verification documents (you can verify with ID card or passport). In this step, you need to:
- Take photos of the front and back of the document.
- Take a portrait photo.
Step 5: Enter your registration information and press 'Continue'.
Step 6: Fill in the OTP code and press 'Continue'.
You have successfully registered to open an Agribank online bank account.
2. Open an Agribank bank account at the transaction counter
Step 1: Bring your ID card/CCCD/Passport to the nearest Agribank branch.
How to find the nearest Agribank branch: Open Google Maps app > Type 'nearest Agribank branch' as keywords.
Step 2: Go to the counter and ask the teller to guide you through the account opening process.
Step 3: The transaction staff will assist and provide customers with an Agribank account registration form.
Agribank bank account opening registration form
Step 4: Fill in all personal information and return it to the transaction staff.
Step 5: The teller completes the registration and notifies the outcome.
IV. Agribank bank account opening fees
Many people wonder whether opening an Agribank bank account incurs fees before deciding to own an account with this bank. According to Mytour's research, currently, Agribank Agricultural Bank does not charge any fees when customers register to open an account. Below are the Agribank card service fees for your reference.
Among many banks today, Agribank is one of the leading banks in terms of capital, human resources, and branch distribution. Not only that, many people trust in opening an Agribank bank account to deposit savings or borrow capital for business due to favorable interest rates for those in need.
However, being a large bank, Agribank also has a wide network of connections, especially many people who want to conduct transactions with Agribank will have to register to open accounts with TPBank, Techcombank, or HDBank to carry out transfer transactions for business or trading. Therefore, Mytour advises you to open accounts with TPBank, Techcombank, or HDBank,... to link with Agribank for urgent money transfer needs.
Agribank's working hours are consulted by the leadership board based on feedback from customers and government agencies, so Agribank's working hours vary between seasons to better meet and serve customer needs.
If you have opened an account at the Vietnam Bank for Agriculture and Rural Development but happen to forget or cannot recall it, you can retrieve it in various ways. Besides checking your Agribank account number at Agribank branches, you can also call the hotline or use SMS Banking, Internet Banking services for inquiries.
