Locking and unlocking your Bank of America credit card through their mobile application is a breeze. Discover the simple steps to manage your card's security effortlessly.
Follow these steps:
Launch the application.
Identified by a red icon adorned with the Bank of America emblem (a white flag with crisscross patterns). On Android devices, the flag appears in red, sans the red backdrop.
Log in to the application.
Provide your login credentials. Then, click on the 'Sign In' button. If you've configured TouchID, you can utilize that instead.
Tap on the 'Menu' tab located at the bottom right corner.
Select the 'Manage Debit Card Settings' option.
This option lies between the 'Alerts' section and the label for 'BankAmeriDeals' (Bank of America's cash back program for cardholders).
Locate the card you wish to lock.
If you possess a debit card linked to a checking account, it will be displayed first. Otherwise, you'll see all other lockable/unlockable cards under your name. In case you have both, there should be a button allowing you to switch between them if necessary.
- Don't fret if your card has a photo verification; discrepancies in appearance are normal.
Review the specifics.
Ensure the last four digits and the name on the card match the one you intend to lock.
- If the card corresponds to a debit card linked to a checking account, the app will specify the linked account. If you don't see the account type but rather a nickname you assigned online, don't worry.
Toggle the 'Lock your card' switch.
This option is located beneath your digital card.
- On this same screen, you'll also find a link to request a new card if necessary.
Examine the limitations.
Review the information provided about the actions allowed and restricted when your card is locked. Pay attention to the types of transactions that will still be authorized despite the card being locked. Note that the locked status applies to most virtual wallet cards, including Apple, Google, or Samsung Pay virtual cards.
Toggle the green 'Lock Card' switch to activate the lock.
This action will keep the card locked until you decide to unlock it.
Regain access to your card once you've retrieved it.
To achieve this, activate the green switch next to the 'Lock your card' label. Await the confirmation message 'Your card is unlocked and ready to use.'