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When depositing savings or borrowing capital, everyone wants to get a high savings interest rate and low loan interest rate, and each bank has a certain interest rate. To know the interest rates of Vietinbank, Vietcombank, BIDV, or Techcombank, whether they are the highest or lowest at present, any customer needs to thoroughly research through official channels from the bank or reliable sources.
We update the VietBank interest rates below, however, if you have a sum of money you want to save with the highest interest rate refer to the summary table Which bank has the highest interest rate
- Get Vietinbank eFAST for Android devices: Vietinbank eFAST for Android
- Obtain Vietinbank eFAST for iOS devices: Vietinbank eFAST for iPhone
Interest Rates at Vietinbank, Loan Rates, and Deposits at Vietnam Joint Stock Commercial Bank for Industry and Trade
1. Deposit Interest Rates at Vietinbank:
* Applicable to individual customers
Includes various forms of savings deposits such as:
- Non-term deposits: Demand deposits; non-term savings deposits
- Fixed-term deposits: Regular fixed-term savings; multiple-term savings
The above are just the general interest rates. If you want to know the specific interest rates for each type of deposit, please contact Vietinbank branches/offices nationwide.
- Accumulative savings: Regular accumulative savings; versatile accumulative savings; savings for children.
- Special deposits: Price-advantaged deposits; preferential exchange rate accounts; multi-utility payment accounts; valuable papers and Lucky Savings.
* Applicable to business customers
Includes the following deposit types: reserve deposits, overdraft deposits, automatic initial term deposits, versatile investment deposits, flexible investment deposits.
- Reserve deposits: Flexible deposit terms from non-term to 36 months. Competitive and flexible deposit interest rates.
- Overdraft deposits: Flexible interest rates, attractive interest rates.
- Automatic term investment deposits: Interest rates are negotiated and flexibly adjusted according to market dynamics.
- Versatile investment deposits: Customers actively choose within the original term period. Attractive interest rates.
- Flexible investment deposits: Maximum term of 280 days, attractive and flexible interest rates.
2. Loan interest rates at Vietinbank:
* Applicable to individual customers
Includes the following lending types:
- Consumer loans: home loans; car loans; financial proof loans; overseas study loans; loans for Vietnamese working abroad.
- Production and business loans: regular production and business loans; small-scale production and business loans; individual business at markets; loans for shops and stores; agricultural and rural development loans.
- Specialized loans: Secured by deposit balances, savings passbooks, valuable papers, and advance securities sales loans.
View detailed bank interest rates applicable to personal loan accounts here.
* Applicable to business customers
Includes the following lending types: Short-term loans; medium and long-term loans, specialized loans; loans under international credit programs.
View detailed bank interest rates applicable to business loan accounts here.
All details regarding deposit and lending interest rates for individuals and businesses are addressed and explained specifically through the contact information below:
- Hotline: 1900 558 868/ 024 3941 8868;
- Email: [email protected]
- At all branches and transaction offices of Vietinbank nationwide.
Once you grasp the Vietinbank interest rates for various terms and different customer segments, it becomes easy to pinpoint and find a suitable savings or loan package for your personal needs. Of course, besides focusing solely on Vietinbank interest rates, you should also thoroughly research the interest rates of Sacombank, Vietcombank, BIDV, or Techcombank to make timely comparative assessments before initiating any financial transactions. Sacombank interest rates are particularly noteworthy due to their acceptable rates.
Please note that Vietinbank does not conduct transactions on Saturdays and Sundays. Therefore, customers should pay attention to Vietinbank's working hours before carrying out transactions. Many individuals have missed appointments due to not being aware of Vietinbank's operating hours, so it's crucial to be mindful.
