Buzz
Especially, with the online savings form, Eximbank's online savings interest rates are higher by 0.55 - 0.95% per annum compared to savings rates at the counter.
Therefore, at the current time, the deposit interest rate at Eximbank is quite high, very attractive to investors, organizations, and individuals who want to deposit idle money for profit.
To make it easy for readers to analyze, compare Eximbank's deposit interest rates and answer the question of whether to deposit with Eximbank or not, Mytour has compiled the illustrated savings interest rate table below.
- Read more: Eximbank savings interest rates
Table of Eximbank deposit interest rates for terms 1 month - 60 months
Note: The synthesized Eximbank deposit interest rate table above is for reference only. For accurate savings interest rates at the current time, please refer to Eximbank's transaction counter, Eximbank's website (eximbank.com.vn), or contact Eximbank hotline for advice and clarification.
2. Is Eximbank a reputable bank?
After considering the factor of Eximbank's deposit interest rates, to make a deposit decision, we need to analyze the bank's credibility. So, is Eximbank reputable? Is Eximbank good?
Based on the credibility assessment table of banks by Vietnam Report Joint Stock Company, in the last 10 years, Eximbank has never made it into the top 10 reputable private joint-stock banks. (Vietnam Report's criteria for assessing the bank's credibility are based on financial capacity and efficiency, media reputation, and investigations into the level of acceptance and customer satisfaction, etc.)
Overall, Eximbank is generally rated lower by the public and financial experts compared to other private joint-stock banks such as Techcombank, ACB, VPbank, HDbank, SHB, Saccombank, according to the Vietnam Report's credibility evaluation.
3. Should you deposit with Eximbank
Usually, to ensure the safety of savings deposits, we often prioritize choosing banks with a reputable track record and efficient business operations. Despite not being highly rated for credibility, Eximbank offers high savings interest rates. Therefore, if you have idle funds and want to save for a short period, you can still consider depositing with Eximbank.
However, while depositing with Eximbank, you should pay attention to the following issues:
- Register for Eximbank Internet banking and Mobile banking to regularly monitor balance fluctuations. (Refer to details on how to register for Eximbank Internet Banking Here)
- Understand the bank's transaction procedures, carefully review transaction documents. Do not blindly trust bank staff and sign documents without careful examination. It is best to go directly to the bank to conduct transactions and deposit at the Eximbank transaction counter.
- Request the bank to send regular savings account statements (monthly, quarterly) for easy management and monitoring of balance fluctuations in the account.
Here, Mytour has provided data on Eximbank's deposit interest rates and credibility, helping readers answer the question of whether to deposit money in Eximbank or not. We hope the information in this article is useful to you.
