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If this is your first encounter with Doctor Dong's pawn loan service, you're probably wondering how online loan application procedures at Doctor Dong work. Are they as complex and time-consuming as traditional loan procedures?
To help answer your questions, Mytour has curated an article: 'loan application procedures at Doctor Dong'. The article will focus on analyzing the concept, features, and how to apply for a loan at Doctor Dong, helping you gather the necessary information to quickly and accurately apply for a loan online at Doctor Dong.
Loan application procedures at Doctor Dong
1. What is Doctor Dong?
Doctor Dong is an online pawn loan service built with the mission of connecting customers with lending partners. With simple loan procedures, you can quickly borrow money on Doctor Dong with amounts ranging from 1 million - 10 million VND for flexible loan terms from 10 - 30 days.
2. Eligibility for borrowing at Doctor Dong
- Vietnamese citizens, aged 22 - 60.
- Monthly income exceeding 2 million VND.
- Possession of collateral for the loan.
Note: Currently, Doctor Dong's pawn loan service is available in most provinces of Vietnam (except for Hai Phong and some remote districts/islands)
3. Loan documentation at Doctor Dong
- National ID card/citizen identification card.
- Primary bank account (currently in use).
- Legally owned collateral (motorbike, smartphone, etc.).
4. How to apply for a loan at Doctor Dong
If you're a first-time customer at Doctor Dong, please visit the website (doctordong.vn) or download the Doctor Dong app on your phone. Enter personal information as required and click 'apply now'.
Guide to applying for a loan at Doctor Dong on a computer.
If you're already a customer at Doctor Dong, please reapply for a loan with Doctor Dong or call Doctor Dong hotline for guidance on the reapplication steps and procedures.
5. Loan approval process at Doctor Dong
Within 30 minutes of submitting your loan application at Doctor Dong, Doctor Dong's advisors will notify you of the approved loan amount, interest rate, and loan term corresponding to that amount. If you agree to confirm the loan with Doctor Dong, you will receive a message from Doctor Dong confirming the loan approval and notifying you that the borrowed amount has been disbursed. The borrowed amount will then be directly transferred to your account.
6. Repaying Doctor Dong's loan
As the loan repayment deadline approaches, Doctor Dong will send you a text message to remind you of the upcoming payment. Your responsibility is to make the payment one day before the due date or on time as specified in the contract. Late repayments will incur a late payment fee and higher interest rates for the overdue amount.
You can repay your loan at Doctor Dong through virtual accounts or at Payoo transaction points, Viettel transaction points, Momo wallet transaction points, or SCB bank counters,...
If you are facing unexpected expenses and cannot borrow from friends, family, or banks due to cumbersome procedures, you can quickly and easily borrow money at Doctor Dong following the instructions in this Mytour article.
