Buzz
Creating a VPBank Visa Card, VPBank Credit Card is a common inquiry nowadays. To fulfill your need for a quick and convenient VPBank Visa card, follow along.
The credit card from Vietnam Prosperity Joint Stock Commercial Bank is widely used today. VPBank, a well-established and early-formed bank with a widespread ATM network, provides convenience for many customers. Making a VPBank Credit Card helps customers dispel concerns about payments, whether domestic or international, ensuring safety without the need to carry a lot of cash.
Making a VPBank Visa card depends on your personal income level. Customers can choose the corresponding type of Visa card, each with different benefits.
What benefits does making a VPBank credit card bring?
When opening a VPBank credit card, customers receive practical benefits upon successful card activation. In addition to enjoying an interest-free period of 45 days from card activation, customers also receive various other benefits such as participating in a rewarding points redemption program for MasterCard Platinum and MasterCard MC2 cardholders. There are also cashback offers for Vp Lady and Vpbank StepUp cardholders when spending on insurance from companies like Bảo Việt and PTI, as well as for shopping on online platforms like Lazada and Adayroi. Furthermore, cardholders with co-branded VietnamAirlines-Vpbank MasterCard Platinum enjoy a mileage accumulation program.
Conditions for making a VPBank Visa card
Individuals wanting to make a VPBank Visa card must meet certain conditions:
+ Regulations on the personal status of the cardholder: Customers wishing to apply for a card must be either Vietnamese citizens or foreigners working in Vietnam.
+ Regulations on income for cardholders: Each type of credit card from VPBank has different income requirements.
Type of Visa card Vpbank MasterCard MC2: Requirements for customers applying for this card include a minimum income of 4.5 million VND. The maximum credit limit for spending is 70 million VND. The annual fee is 250,000 VND.
VP Lady Card Type: Customers applying for this card type must have a minimum income of 7 million VND, a maximum usage limit of 500 million VND, issuance of an additional 5 supplementary cards, and an annual fee of 400,000 VND.
Vpbank StepUp Card Type: Minimum monthly income requirement is 15 million VND, with a maximum limit of 1 billion VND, issuance of an additional 3 supplementary cards, and an annual fee of 600,000 VND.
Vietnam Airlines - Vpbank MasterCard Platinum Card Type: Minimum monthly income requirement is 15 million VND, with a credit limit of 1 billion VND, issuance of an additional 3 supplementary cards. The annual fee is 800,000 VND.
Regulations on procedures for obtaining a VPBank Visa card
Complete the application form along with the credit card usage agreement following the standard template of VPBank.
Present a valid copy of your national ID card or passport (duplicate), and carry the original for verification when traveling.
Provide a copy of your household registration book or KT3 book (duplicate), and remember to carry the original for verification.
Submit a duplicate of the latest 3-month salary account statement.
Utility bills for electricity, water, internet, and cable TV.
Original long-term labor contract.
Upon approval of the application by the bank, customers meeting the criteria can open various types of VPBank credit cards. With a Visa VPBank card, customers can spend within the allowed limit at accepted card payment points.
For specific insights on obtaining a VPBank Visa card or any VPBank credit card, we hope readers now understand the fundamental procedures for obtaining this VBbank credit card. Opening a VPBank credit card is not overly complicated; customers just need to meet the requirements for each card type to easily activate and use their cards.
If you are considering depositing money into VPBank, you can monitor VPBank's interest rates to choose suitable savings packages. The interest rates at VPBank may change over time.
Maritime Bank is also a widely trusted bank. If you are interested in obtaining a Maritime Bank Visa card, you can follow the steps for getting a Maritime Bank Visa card here.
