For AgriBank cardholders, the SMS Banking service is a familiar tool for receiving balance notifications, checking information, and obtaining account statements via text messages. However, during usage, most individuals only tap into a few features, missing out on the full range of functionalities and conveniences that could enhance their work and daily life.
Deciphering the Agribank SMS Banking Service: What is it? A step-by-step guide on using SMS Banking Agribank for checking balance, account information, and more.
So, what exactly is AgriBank's SMS Banking service? How do you go about using AgriBank's SMS Banking? Let's uncover the answers with Mytour in the following article.
I. Overview of AgriBank's SMS Banking Service
SMS Banking service is all about querying account information, exchange rates, interest rates, checking balances, ATM locations, and more, through SMS messages on your AgriBank mobile phone.
Not only does it support account information queries, but AgriBank's SMS Banking service also integrates additional features for its customers, such as A-transfer (money transfer via SMS), VnTopup (topping up mobile phones, e-wallets via SMS), and Apaybill (monthly bill payments via SMS)
The service fee for AgriBank's SMS Banking is 10,000 VND/month for individual customers and 50,000 VND/month for business customers. If you use additional features like VnTopup, A-transfer, you'll enjoy free registration and usage. With A-transfer service, registration is free, and transaction fees range from 4,000 VND to 9,000 VND, depending on the amount transferred. (Details on how to transfer money via Agribank's A-transfer service have been compiled by us, click the link for more information)
An overview of the concept and features of AgriBank's SMS Banking service
II. How to use AgriBank's SMS Banking Service
1. How to register for AgriBank's SMS Banking service
- Eligibility for registering AgriBank's SMS Banking: Own a deposit account, an open payment account with Agribank. (If you don't have an account, you can refer to how to open an AgriBank bank account here)
- Registration process: Currently, AgriBank does not allow online registration for AgriBank's SMS Banking. Therefore, to register for the service, please bring your ID card/citizen identity card to the nearest branch/transaction office of AgriBank for registration.
After successfully registering and activating the service, you will receive a notification message from AgriBank and can start using the available features within the service.
2. Guide to using AgriBank's SMS Banking
As introduced earlier, in addition to the features for querying non-financial information, AgriBank currently offers financial services (transfer), payment services (Apaybill, VnPopup) for individual customers using AgriBank's SMS Banking service. However, due to the complexity of the registration process and usage of these features, we have separated them into individual articles. If you want detailed information on features, how to transfer money via AgriBank's SMS Banking, and how to top up your phone via AgriBank's SMS Banking, you can refer to the links in the guide articles on how to transfer money via Agribank's A-transfer service and how to register for AgriBank's VnTopup service that we shared earlier.
Here are tips and methods to use AgriBank's SMS Banking service with basic and non-financial features, please follow along:
2.1. How to use the automatic balance change notification service of AgriBank
After registering for the SMS Banking service, with any changes in your account balance, AgriBank will notify you at your notification phone number through the number 8149.
2.2. How to inquire about account balance, transaction statements, through AgriBank's SMS Banking service.
If you wish to inquire about account information, recent transaction statements, check exchange rates, locate ATMs, etc., you need to compose a message and send it to the number 8149 following the instructions in the table below.
How to inquire about account information, exchange rates, interest rates, etc., through AgriBank's SMS Banking service.
2.3. Common issues when using AgriBank's SMS Banking service and how to troubleshoot them
When using SMS Banking services to inquire about information, we often encounter some common errors, such as:
- Error querying information without registering at the transaction counter or activating the service.
To address issues like querying errors due to misunderstanding procedures or registration processes, you need to register for SMS Banking services at the transaction counter and activate the service following the provided instructions. Only then can you continue using the service.
- Error with the subscriber querying account balance using the wrong service code, subscriber querying account balance using the wrong bank syntax, system errors, or errors when customers install phones with signatures. In such cases, review the instructions for using AgriBank SMS Banking or contact the AgriBank hotline (1900555577) for direct assistance and clarification.
3. Cancelling Agribank's SMS Banking
After a period of usage, if you find AgriBank's SMS Banking service ineffective and wish to discontinue or switch to another service, you can cancel AgriBank's SMS Banking using the following methods:
Method 1: Cancel AgriBank's SMS Banking at the transaction counter
Bring your ID card or citizen identification card to the nearest AgriBank branch/transaction office, fill in the information on the SMS Banking service cancellation form provided by the bank.
Note: AgriBank operates during business hours from Monday to Friday, in the morning from 8 AM to 12 PM, and in the afternoon from 1:30 PM to 5 PM. To cancel the SMS Banking service at the counter, please ensure transactions are conducted during AgriBank's working hours.
Method 2: Cancel AgriBank's SMS Banking service via SMS
- How to cancel: Compose a message using the syntax VBA HDK 5 and send it to 8149
- Check cancellation result: Compose a message VBA XDK and send it to 8149
Here, Mytour has shared with you the concept, costs, how to activate AgriBank's SMS Banking, and how to use AgriBank's SMS Banking service. We hope the information in this article is helpful to you, assisting you in discovering how to use the utilities and support features of AgriBank in the most efficient and cost-effective way for yourself.
