Buzz
When using an HDBank ATM card, most people only focus on the card's features without paying much attention to issues such as card usage fees or withdrawal limits. Then, when they need to withdraw cash for a transaction, they wonder why they cannot withdraw the exact or sufficient amount they need
To address this issue, Mytour has compiled the article: 'Maximum ATM withdrawal limit for HDBank per day.' With this article, you will learn about the withdrawal limits for different types of HDBank ATM cards, helping you plan your expenses and use cash most effectively
Maximum daily ATM withdrawal limit for HDBank
- Daily withdrawal limit for HDBank debit cards (regular HDBank ATM cards)
+ For HD Card smart cards, HDBank CocaCola co-branded debit cards
The maximum daily withdrawal limit is 20,000,000 VND/day, and the maximum withdrawal amount per transaction is 5,000,000 VND/transaction
+ For HD Ismart cards:
The maximum amount that can be withdrawn from an ATM is 50,000,000 VND/day, with a maximum withdrawal limit of 5,000,000 VND/transaction
Currently, HDBank offers free cash withdrawals at its own ATM network. Withdrawal fees at ATMs within the NAPAS, Visa network are 3,300 VND/transaction. For international debit cards, the fee is 5,500 VND/transaction domestically and 2.2% of the transaction amount (minimum 33,000 VND) for withdrawals at foreign ATMs
- Daily withdrawal limit for HDBank credit cards
The amount of cash that can be withdrawn on an HDBank credit card depends on the card's limit. Typically, HDBank credit card limits range from 10 - 50 million VND for regular credit cards and >50 million VND for gold credit cards
With an HDBank credit card, you can withdraw up to 75% of the card's limit
However, when withdrawing cash with a credit card, you will incur a fee of 2% of the withdrawal amount (minimum 55,000 VND) at domestic ATMs and 4% of the withdrawal amount (minimum 66,000 VND) at international ATMs. Additionally, you will also be charged interest (ranging from 16 - 26% per annum) on the cash amount you have withdrawn
According to Mytour's assessment, due to the relatively high fees + interest rates for withdrawing cash from HDBank credit cards, we advise against using this type of card for cash withdrawals
Furthermore, to maximize cost savings and minimize risks when withdrawing cash from ATMs, you can bring your ID card/passport directly to HDBank's counter for cash withdrawal
With information about the maximum ATM withdrawal limit for HDBank per day, Mytour hopes you have found the best way to use your card. Additionally, you should also learn how to change your HDBank ATM password to protect the funds in your card.
