Buzz
With numerous benefits such as flexible deposit periods and an interest rate 0.1% higher than counter deposits, term depositing at BIDV has become increasingly popular and preferred by many in recent years.
Guide to Term Deposit with BIDV Online
Through the online savings feature, with just a few simple steps, you can create an online savings account with a minimum amount of 1,000,000 VND for a period from 1 month to 36 months.
With the newly created online savings account, you can easily view BIDV account details, check balances, and perform online savings account settlements upon maturity.
Is BIDV online savings safe?
BIDV's online savings service is built on modern technology platforms, supporting users to confirm transactions with the bank through 2 different security layers, reducing concerns about fraud issues like counter deposit savings.
Sending savings online with BIDV is also authenticated through electronic statements, allowing easy management and balance tracking.
BIDV is among the top-ranking banks in Vietnam's banking systems, ensuring complete confidence when choosing the online savings method with this bank.
Guide to online savings with BIDV
Method 1: Online savings via BIDV - eBanking channel
BIDV Online is an electronic banking service developed by BIDV, enabling customers to access personal information and conduct transactions with the bank without the need to visit bank branches directly.
Currently, with BIDV's electronic banking service, you can open online savings accounts through the 'online fixed deposit' feature.
Execution Steps
Step 1: Firstly, you need to register for BIDV Internet banking at BIDV branches or register online at BIDV's homepage.
Step 2: Enter the assigned username, password, and verification code to access the BIDV online system.
Step 3: Under the 'payment account' section on the right menu, select 'online fixed deposit'.
Step 4: Create deposit transaction information.
- Select the debit account.
- Choose the deposit product (deposit type, term).
- Enter the desired deposit amount.
- Select the method of deposit settlement, choose the account to receive principal/interest upon maturity of the savings account.
Step 5: On the display screen, choose the authentication method, input OTP code, press 'next' to complete the online savings process.
Method 2: Online Depositing with BIDV Smart Banking
To initiate online fixed-term savings with BIDV, firstly, you need to open a payment account with BIDV and register for BIDV SMS banking, BIDV's SmartBanking.
Execution Steps.
Step 1: Log in with your username and password to access the system.
Step 2: On the main screen, select 'online deposit', 'deposit online'.
Step 3: Choose the source account, deposit term, maturity method, deposit amount, enter transfer details, and press 'continue'.
Step 4: Verify transaction details, choose OTP authentication method, press 'continue'.
Step 5: Display screen shows the result of the online deposit transaction.
After completing the online savings process, all transactions on your deposit account are authenticated through BIDV account statements. Account statements help you monitor information and balances at specific intervals, minimizing risks of unauthorized access to your savings account.
