Open a Bac A Bank account

Having a Bac A Bank account makes customer transactions such as salary payments, interbank transfers, and convenient ATM location searches much easier. Although opening an account is not difficult, many people hesitate due to a lack of clarity on the procedures and conditions for opening a Bac A Bank account.

Open a Bac A Bank account

Conditions and Procedures for Opening a Bac A Bank Account

To open a Bac A Bank account, you must meet the following conditions:

- The account applicant must be at least 18 years old

- Bring your ID card/passport/residential card to any Bac A Bank branch or transaction office

Fill out the registration form provided by the bank

Opening, Depositing, and Withdrawing Fees for Bac A Bank Accounts

*) Account Opening and Management Fees

- Account Opening: Free of charge

- Minimum balance for regular payment accounts: 50,000 VND

- Account management: Regular payment (5,000 VND/month); joint ownership account (10,000 VND/month) if no transactions occur within 1 year.

- Account closure fee: 20,000 VND

*) Cash deposit fee into the account

- Same province/city: Free of charge

- Different province/city: From 10,000 VND - 500,000 VND

*) Cash withdrawal from the account:

- Same province/city: 10,000 VND - 500,000 VND (withdrawn within 2 days from the deposit); free of charge (after 2 days from the deposit).

- Different province/city: 10,000 VND - 1,000,000 VND

*) Bank Transfer

- Different system, same province/city: transaction amount less than 500 million VND (10,000 VND/transaction); less than 500 million VND and after 2:30 PM (15,000 VND - 500,000 VND); over 500 million VND (15,000 VND - 500,000 VND).

- Different system, different province/city: From 20,000 VND - 1,000,000 VND.

How to Open a Bac A Bank Account

To provide accurate account opening services, Bac A Bank only facilitates in-person transactions at its branches, without online registration like some other banks. Therefore, customers interested in opening an account should bring their identification card (ID card/residential card/passport) to Bac A Bank branches Located here.

When presenting the account opening request, customers will be given a pre-made registration form by bank staff. Your task is to fill in personal information such as name, date of birth, ID card number, date of issue, etc., and submit it to the transaction officer. During the information providing process, if there is any unclear point, customers can directly ask the staff for detailed guidance.

Services to Consider Registering When Opening a Bac A Bank Account

*) Convenient SMS Banking

With its automatic balance notifications, transaction history inquiries, ATM locations, mobile top-up, and more, SMS Banking ensures user safety. Registering for SMS Banking with Bac A Bank is a breeze. Just send a message with the syntax: BAB DK AccountNumber to 8188. Service maintenance fee: 8,800 VND/month.

*) Seamless Internet Banking

Performing financial transactions is quick and easy with Internet Banking, accessible from anywhere with an internet connection. Visit ebanking.baca-bank.vn to handle tasks like fund transfers, bill payments, savings interest inquiries, promotional policies, mobile top-up, and more, all within minutes. To use this service, register directly at our service counters. Once your Internet Banking request is approved, you'll receive login credentials to access your account via computer, mobile, and more. Explore how to register for Bac A Bank Internet Banking here.

Customers enter their provided username and bank password to activate their account.

- Registration and Usage Fee: Free of charge

- Transfer Fee:

+) Within the system (free of charge)

+) External system: below 500 million VND (minimum 5,000 VND); from 500 million VND and above (maximum 300,000 VND).

+) 24/7 Fast Transfer: 6,000 VND/transaction

*) Mobile Banking

Mobile Banking is a user-friendly service for both Android and iOS devices through the Bac A Bank Mobile Banking app installed on internet-connected mobile phones. Users incur no fees for registration and usage of Mobile Banking.

Opening a Bac A Bank account is a straightforward process, but many people still face challenges due to uncertainty about the working hours. For accurate information on Bac A Bank's working hours, readers can contact the hotline number: 1800588828. This Bac A Bank hotline can assist customers with queries related to services, financial issues, card issuance, account information inquiries, savings interest rates, and more.