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Do you want to open an HDBank account to achieve savings and manage personal expenses, but unsure about the conditions, procedures, and how to open an HDBank account? Don't worry, by understanding the information in the article below by Mytour.vn, registering to open an HDBank account will become much simpler and easier.
Opening an HDBank Account: Concept, conditions, and procedures.
1. What is an HDBank account?
An HDBank account is the identification code that HDBank uses to store and manage customer information for transactions at the bank.
Opening an HDBank account involves individuals or organizations bringing personal documents to the HDBank counter to declare personal information and utilize the services and products offered by HDBank.
Types of HDBank Accounts
- HDBank payment account: HDBank credit card account, HDBank debit card account (HDBank ATM card, HDBank visa card, HDBank master card, etc.)
- HDBank deposit account: Fixed-term and non-fixed-term deposit accounts
- HDBank loan account: Business loans, agricultural loans, consumer loans, etc.
2. What to consider when opening an HDBank account?
2.1. Choose the type of HDBank account to open
Consider the actual need to open an HDBank account, assess the account opening fees, and choose the suitable HDBank account based on your personal requirements.
- If you want to open an HDBank account to manage personal finances, transfer money, withdraw cash, pay bills online, you can open and use various types of HDBank cards such as HDBank Visa, HDBank credit cards, etc.
- You can also open an HDBank savings account if you have idle funds and seek a safe, low-risk investment channel.
- Conversely, if you need business capital, you can prepare documents and complete the procedures to open an HDBank loan account.
2.2. Conditions for opening an HDBank account
- Individuals aged 15 and above, Vietnamese citizens, or legal residents of Vietnam, with full legal capacity. In cases of individuals under 15 or lacking legal capacity, registration to open an HDBank account needs to be done through a legal guardian.
- Possession of valid ID card/citizen identification card/passport
- HDBank account opening form
In cases of applying for credit accounts, personal or organizational loan accounts, please contact the HDBank hotline (19006060) available 24/7 for advice and information regarding the required documents and procedures before visiting HDBank for transactions.
Learn about the conditions for registering to open an HDBank account.
2.3. HDBank Banking Hours
In addition to information on the conditions and procedures for registering to open an HDBank account, readers also need to be aware of HDBank's operating hours to schedule transactions at the right time, avoiding long waits or multiple trips.
Currently, all HDBank branches/transaction offices are open for transactions from Monday to Friday, in the morning from 7:30 AM to 11:30 AM, and in the afternoon from 1:00 PM to 5:00 PM.
2.4. Bring Personal Identification Documents
To create an HDBank account, you are required to bring your ID card/citizen identification card/passport. HDBank uses these documents to identify, manage information, and track the transaction history of individuals at HDBank.
2.5. HDBank Account Opening Fee
Currently, HDBank is offering free account opening fees for most of the account types it provides.
However, after registering to open an HDBank ATM account, you need to deposit money to maintain the minimum balance on the card and pay account management fees. HDBank deposit accounts are exempt from these fees.
3. How to open an HDBank account.
Method 1: Create an HDBank account at the nearest HDBank transaction counter
Bring your ID card/citizen identification card/passport to the nearest HDBank transaction counter during business hours. Fill out the HDBank account opening form as instructed by the transaction officer and complete the registration process.
Method 2: Open an HDBank account online
Currently, opening an HDBank account online is implemented by HDBank to save transaction time and avoid waiting at the transaction counter.
Implementation Steps
Step 1: Fill in personal information on the online HDBank account opening form provided by HDBank Here
Step 2: After registering to open an HDBank online account, you confirm the registration information with HDBank staff and schedule a time to visit the nearest HDBank branch to verify your ID card/citizen identification card and sign confirmation, completing the account opening process.
Online HDBank account opening form
With the above insights into opening an HDBank account, Mytour.vn hopes to help readers understand the overall information on how to open an HDBank account and find an effective HDBank account package suitable for their individual needs.
After creating an HDBank account, you need to explore and register for HDBank internet banking on your mobile phone. With HDBank's electronic banking service, you can easily manage personal information, transfer money, and pay bills online anytime, anywhere without having to visit an HDBank branch.
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