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What are the common types of personal accounts at NamABank? What services should customers register for when opening a NamABank account and how much are the associated fees? These specific and detailed pieces of information will be shared with readers.
Open a NamABank Account
Eligibility Criteria for Opening a NamABank Account
To possess a NamABank account, users must meet all necessary conditions such as:
- Customers opening accounts must be at least 18 years old
- Bring the original or certified copy of ID card/citizen identification card/passport (for Vietnamese citizens); passport/permanent residence card/temporary residence card (for foreigners) to NamABank branches or transaction offices
- Individuals under 18 years old opening accounts must provide collateral or a legal guardian
- Submit the account opening request form provided by the bank
Types of NamABank Payment Accounts
*) Payment Deposit: This is the amount of money that customers deposit for payment purposes, enabling quick and convenient transactions through the bank without a fixed term. This type of account applies to both VND and foreign currencies. The minimum balance requirement is 50,000 VND or 50 foreign currencies (USD, EUR).
) All-in-One Package: Integrating multiple useful features including checking accounts, ATM cards, electronic banking services (Internet Banking, SMS Banking, Phone Banking, etc.). This service product comes in various forms such as Silver Combo, Diamond Combo, Gold Combo, and VIP Combo.
) Optimal Account Package: Also including services like Combo packages but with additional enhanced utilities to ensure customers' transactions are seamless and swift.
Opening, Depositing, Withdrawing fees at NamABank's counters
Opening and maintaining a NamABank bank account
*Regular Payment Account:
- Account Opening: Free of charge
- Minimum balance requirement is 50,000 dong; 10 USD/EUR
- Maintenance fee: 10,000 dong (if balance falls below the minimum)
- Account Management Fee: 10,000 dong (if balance falls below 500,000 dong and remains inactive for approximately 9 months).
*) Combo Package:
- Usage Fee for Silver Combo: 12,000 dong/month
- Usage Fee for Gold Combo: 18,000 dong/month
- Usage Fee for Diamond Combo, VIP Combo: 30,000 dong/month
*) Optimal Account Package:
- Average Balance Requirement: 5,000,000 dong/month
- Maintenance Fee: 50,000 dong/month
Cash Deposit into NamABank Account
Same province/city (free); different province/city (15,000 dong - 1,000,000 dong).
Cash Withdrawal from NamABank Account
Same province/city (free); different province/city (15,000 dong - 1,000,000 dong; minimum 2 or 3 USD); funds transferred from other domestic non-network banks (maximum 2,000,000 dong).
Guide to Opening a NamABank Account
Open a NamABank Account Online
Typically, banks nowadays facilitate opening bank accounts at their physical branches. However, NamABank goes the extra mile by offering online registration to save customers' time. This method is relatively simple as you can complete it right from your home on the bank's website in just a few minutes. Here's how you can proceed with online registration to open a NamABank account:
- Visit the website: namabank.com.vn, directly from the menu bar, click on Online Services.
- You'll see an empty box labeled Register for Online Services appear on the screen
- Here, there are many services available for you to choose from, such as online banking, loans, domestic debit cards (ATM), account + online banking,...
- Customers click on the account or account + online banking section according to their needs and then click Register to complete the process.
- After receiving the online bank account opening request, bank staff will contact you to verify the information provided and proceed to open the account for the customer.
Open a NamABank Account at the Transaction Counter
Another trusted method for opening a bank account is to do it directly at the transaction counter. Although it takes more time compared to online transactions, it ensures accuracy because customers can directly ask bank staff at the counter if they have any unclear issues. However, you also need to bring necessary documents such as ID card/passport/ID card to proceed with opening a bank account. The registration steps are simple as follows:
Step 1: Customers go to branches/transaction offices of NamABank Here.
Step 2: Upon arrival at the bank, you take a queue number to wait for your turn to transact.
Step 3: Express your desire to open a bank account and present the necessary documents to the transaction officer
Step 4: Fill out the bank-provided account opening form with complete personal information, and select accompanying services such as ATM card, Internet Banking, SMS Banking.
Step 5: Submit the completed registration form to the staff to receive your account opening request.
Note: If customers only open a standalone account, the process is complete here. However, if they want to apply for an ATM card, they must wait to collect the card from 1 week - 2 weeks. Especially, opening a bank account requires the signature of the account holder, so you cannot ask someone else to do it for you. During the registration process, you also need to remember the signature you use so that future cash withdrawals and transactions at the counter will be more convenient.
Recommended Services to Sign Up for When Opening a NamABank Account
*) SMS Banking
- SMS Banking primarily helps customers track account balance changes during transactions, inquire about savings interest rates, promotional programs, etc.
- The service can be directly registered at the transaction counter or by texting NAB DKS [Account Number] send to 8149 if you have already opened an account.
- Service Fee: Free of charge
*) Internet Banking - Open Banking
- Helps customers transfer funds domestically and internationally quickly, conveniently, and access account balance inquiries easily 24 hours a day, anywhere with internet access.
- Customers who wish to use this service can register at the transaction counter or online. After receiving your password and username, you can activate your account by accessing the link: ops.namabank.com.vn. This is the new system replacing Internet Banking called Open Banking implemented by NamABank since July 20, 2019.
- Transfer Fee: Within the system (free); to other systems (10,000 dong - 500,000 dong); interbank transfers 24/7 (10,000 dong/transaction).
*) Mobile Banking
- Transactions, transfers, payments are fast and convenient, similar to Internet Banking but Mobile Banking is done through an application installed on your mobile phone.
- The transfer fee for Mobile Banking is similar to Internet Banking.
Opening a NamABank account is not difficult if you follow the instructions provided by Mytour. If you have any questions about the procedures or necessary documents for opening an account, you can contact the NamABank hotline at 19006679 for explanations and detailed information. Additionally, readers will also receive assistance from hotline operators regarding savings interest rates, balance inquiries, and the most accurate NamABank working hours. Moreover, customers can request assistance in registering for NamABank Internet Banking quickly at branches and online for convenient transactions.
