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Opening an ACB Bank Account: A Guide to Creating an Account at Asia Commercial Bank
* What is an ACB bank account and what are its benefits?
An ACB bank account is designed for individuals or specific organizations to conduct transactions through Asia Commercial Bank's services. Users can deposit, withdraw money, and make various payments through this account.
There are two types of ACB bank accounts that users can open: Deposit accounts and Loan accounts. Deposit accounts include Checking accounts, Online deposit accounts, and Savings accounts. Among them, checking accounts are the most commonly used.
The Payment Deposit Account consists of Personal Payment Deposit Account and Commercial Account.
- Payment Deposit Account: This type of non-term deposit allows you to conduct flexible payment transactions while enjoying attractive interest rates based on your account balance. You can open online deposit accounts and savings deposit accounts.
- Commercial Account: This premier service is designed for business owners and offers exclusive privileges in payment account transactions that ACB reserves for you. The Commercial Account allows users to choose an account number as needed, reduce service fees by up to 60%, and prioritize service at VIP customer counters.
*Requirements for Opening an ACB Bank Account
- Payment Deposit Account:
- You need to be a Vietnamese citizen or a foreigner living in Vietnam with full civil capacity from 18 years old and above.
- When applying to open an ACB Bank account, you need to bring your ID card (copy) and 100,000 VND to deposit the minimum amount when opening an ACB Bank account.
- Fill in all required information on the Account Opening Request Form (provided by the bank).
- Commercial Account:
The aforementioned requirements along with the initial minimum deposit amount of 500,000 VND and the account maintenance amount of 500,000 VND.
* Fees and forms applicable when opening an ACB Bank account
The fee to open an ACB Bank account is free. However, you need to remember the minimum balance to maintain your payment account and the account management fee.
The required account balance to open an ACB Bank account is 100,000 VND or 20 USD or 20 EUR. The commercial account requires 200,000 VND and other payment accounts require 15,000 VND.
ACB Bank Account Registration Form:
Thus, Mytour has detailed how to open an ACB Bank account for you. Depending on your needs and circumstances, each customer can choose an ACB Bank account type. Also, remember to refer to the detailed fee schedule and applicable forms when opening an ACB Bank account before proceeding.
Along with ACB Bank, customers can personally register to open accounts at Vietcombank, VIB, DongA Bank, or VPBank as each customer can open multiple primary and supplementary accounts at different banks.
Most ACB Bank branches/offices operate from Monday to Friday, while some branches/offices also implement ACB working hours on Saturday to meet the transaction needs of customers. Therefore, if you cannot make it during office hours, you can now visit ACB on Saturdays to conduct transactions.
The modern busy lifestyle increasingly narrows our time frame, so when we need to conduct transactions directly at the bank, if we do not know the working hours, it will waste time and effort. The following article will help you understand more about Oceanbank's working hours, one of the largest banks in Vietnam today.
Understanding the working hours of VietABank helps you proactively arrange your time to visit VietABank branches/offices for successful transactions. Almost all VietAbank branch/transaction points operate from Monday to Friday with the same working hours.
