There is no shortage of banks providing the best financial and credit services today, including Vietcombank, TPBank, BIDV, or VIB Bank. However, the choice of opening an account with Vietcombank, BIDV, or VIB Bank depends largely on the customer's decision.
- Download HDBank for Android
- Download HDBank for iPhone
For customers who have decided to open an account with HDBank (Phat Development Bank in Ho Chi Minh City), this choice can determine many personal financial transactions including borrowing or saving, so you need to be very careful before proceeding to open an account with HDBank.
Open an account with HDBank, create an account at Phat Development Bank in Ho Chi Minh City
*What is an HDBank account and what are the benefits?
An HDBank account is understood to be an account designated for a certain individual or organization that transacts through HDBank's services. Through the account, users can deposit, withdraw, borrow money, and pay for various other services. Currently, HDBank offers many types of accounts suitable for various purposes and customer needs:
- For individual customers: current deposit (current deposit and savings interest deposit) and savings deposit (online security deposit, term deposit, immediate interest deposit, online savings, future security deposit).
- For business customers: current deposit, term deposit, financial services and electronic banking services, other services,…
However, currently, the current deposit account is the most popular and widely opened HDBank account for individuals.
The benefits of opening an HDBank account:
+ Deposit cash quickly at HDBank branches, non-term transaction offices with attractive interest rates. Easily withdraw money at any branch, transaction office, HDBank ATMs, and ATMs of banks in the Smartlink network.
+ Receive transfers, make quick and accurate payments. Check account balance and transactions easily through eBanking, SMS Banking, ATMs.
Especially, customers are also entitled to a first-time free issuance of an ATM card for account holders when using the product.
*Conditions required to open an HDBank account
- Being a Vietnamese citizen or a foreigner aged 18 or older. Foreigners need to have a valid passport and visa.
- Personal account opening registration form according to HDBank's form
- Identity card or passport, military identity card, police identity card valid according to Vietnamese law.
*Fees and forms applicable when opening an HDBank account
According to HDBank's service fee schedule, registering and opening an HDBank account is free. However, each individual must pay a fee and also maintain a minimum balance of 50,000 VND to 1,000,000 VND (depending on the type of account) after opening the account. The payment account requires a minimum of 50,000 VND. Foreign currency accounts require 5 USD or 5 EUR.
HDBank account registration form:
We hope that with the above information, readers can understand the overview of how to open an HDBank account and choose a suitable HDBank account package for their financial needs. However, among the many large banking systems today, you can also open accounts with Vietcombank, TPBank, BIDV, or VIB Bank to link and facilitate personal financial and credit activities. If you want to find information about HDBank's working hours, you can refer to our article below for more useful information.
