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Customers can perform financial transactions anytime, anywhere when opening a bank account at Kienlong Bank. Thanks to the conveniences that this service brings, the demand for user accounts is increasing day by day. So to open a Kienlong Bank account, readers need to prepare documents, procedures, and how to proceed?
Opening a Kienlong Bank account
Documents and Conditions for Opening a Kienlong Bank Account
Those who have never opened a bank account will face difficulties in preparing the necessary documents. To open a bank account in general and at Kienlong Bank in particular, customers must bring their ID card (Citizen identity card)/passport/residence card when they come directly to the transaction counter. If you do not meet this condition, the bank will not be able to open an account for you. In addition, the account opener must be at least 18 years old.
Fee for Opening, Depositing, and Withdrawing Money from Kienlong Bank Account
Account Opening and Management Fees
- Account Opening: Free of charge
- Minimum Balance Requirement: 50,000 VND or 5 foreign currency units
- Account Management Fee: Regular (free of charge); joint ownership (20,000 VND/month); special management (minimum 50,000 VND/month).
- Account Closing Fee: Over 12 months (free of charge); within 12 months (20,000 VND)
Cash Deposit into Account
- Same province/city: Free of charge
- Different province/city: Account holder (free of charge); others deposit (10,000 VND - 1,000,000 VND)
Cash Withdrawal from Account
- Same province/city: Free of charge (withdrawal after 1 day of deposit); 10,000 VND - 1,000,000 VND (withdrawal on the same day as deposit)
- Different province/city: From 10,000 VND - 1,000,000 VND
Bank Transfer
- Within the system: Same province/city (Free of charge); different province/city (10,000 VND/item)
Outside the system: Ranging from $10 to $1000; quick interbank transfer (minimum $11).
How to open an account at Kienlong Bank
Some banks offer online account opening services to assist customers in saving time. However, Kienlong Bank does not implement this method, so those who need to open an account must go directly to the bank's transaction counters. The steps to open a Kienlong Bank account are as follows:
Step 1: Bring your national identity card (ID)/passport/residence card to Kienlong Bank's transaction points Here.
Step 2: Customers take a queue number and sit waiting until their turn for transaction.
Step 3: Approach the transaction counter with documents and request to open a bank account.
Step 4: Fill in personal information on the account opening form provided by bank staff.
Step 5: Submit the form indicating completion of procedures, only awaiting staff to verify information and accept account opening for customers. If applying for an ATM card, you must wait for an appointment to collect it within approximately 1 - 2 weeks.
Additional Services When Opening an Account with Kienlong Bank
*) SMS Banking
- Features: Receive proactive balance change notifications for transactions, transfers, inquiry, and information on deposit interest rates, exchange rates, etc., by sending specific syntax to number 8064 or 1900555539 (Viettel, Mobiphone, Vinaphone).
- Service Fee: 5,500 VND/month (free if registering simultaneously with Internet Banking)
*) Online Banking
- Enables customers to perform payment transactions, transfers, and quick mobile top-ups by accessing the website: ebank.kienlongbank.com via internet-connected devices such as computers, mobile phones, etc.
- Transaction Limits:
+) Basic Package: $50,000,000 per transaction; minimum $100,000,000 per day
+) Advance Package: $100 million per transaction; minimum $100 million per day
+) Smart Basic Package: $100 million per transaction; minimum $500 million per day
+) Smart Advance Package: $200 million per transaction; minimum $1 billion per day
- Service Fee: $5.500/month
- Transfer Fees:
+) Within the system (free)
+) Outside the system: Same province/city ($5.500 - $550.000); different province/city ($11.000 - $1.100.000)
+) Interbank transfers 24/7: minimum $5.500/transaction
*) Mobile Banking
- Performs payment functions, balance inquiry, transfers, etc., similar to Internet Banking but Mobile Banking is used through an application installed on mobile phones.
- Service Limits:
+)MBank Basic Package: $20,000,000 per transaction; minimum $100 million per day
+)MBank Advance Package: $50 million per transaction; minimum $100 million per day
- Service and maintenance fees: Free
- Transfer fees: same as Internet Banking.
Opening a Kienlong Bank account at the transaction counter is similar to many other banks. If you have used the account opening service at VietABank, ABBank, Vietcombank, etc., you will be familiar with the necessary procedures. With the steps to open a Kien Long bank account provided above, we hope readers can obtain an account quickly. For more information about other products and services, customers can contact the Kienlong Bank hotline: 19006929 or Email: [email protected].
