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Need to open a Techcombank account for easy financial management and transactions with the bank when needed? Wondering how to go about opening a Techcombank account? What documents do you need to prepare? Don't worry, the article 'Guide to opening a Techcombank account' below from Mytour.vn will help you answer your questions.
Techcombank account: Concept, conditions, account opening procedures.
1. What is a Techcombank account?
A Techcombank account is considered the identifying account that Techcombank issues to manage customers (individuals, organizations) in conducting transactions at the bank.
Popular types of Techcombank bank accounts:
Currently, Techcombank bank accounts are divided according to customer categories: individuals, businesses. However, from a practical perspective, the conditions, procedures, and methods of opening Techcombank accounts are quite similar. Therefore, in this article, Mytour.vn will share how to open a Techcombank account for all customer categories.
- Techcombank payment accounts: Credit card accounts, Techcombank ATM cards, international payment cards,...
- Techcombank deposit accounts: Term deposit accounts, non-term deposit accounts,...
- Techcombank securities accounts
- Techcombank loan accounts
2. What to consider when opening a Techcombank account?
Before opening/creating a Techcombank bank account, you need to consider the following issues:
2.1. Determine the type of Techcombank account you want to open
Based on practical conditions, personal account needs, and issuance and usage fees, you can choose a suitable type of Techcombank account for yourself.
If you are not clear about the characteristics and features of each type of Techcombank account, you can contact the Techcombank hotline (1800588822) for advice and support.
2.2. Conditions for opening a Techcombank account
- Being a Vietnamese citizen or a foreigner legally residing in Vietnam with full civil capacity. For customers under 15 years old, a guardian is required to accompany them.
- Possessing a valid ID card/passport
- Application form for opening an account at Techcombank
What do you need to open a Techcombank account?
2.3. Techcombank account opening fees
Depending on the type of customer account, Techcombank may charge or waive card issuance fees depending on the promotions available at the time. For example:
- Personal accounts:
+ Domestic debit card issuance fee is 90,000 VND/time, international debit card issuance fee ranges from 0 - 150,000 VND/time. For all credit cards, Techcombank currently waives 100% of the card issuance fees for customers.
+ Opening deposit accounts, Techcombank loan accounts: Free of charge
- Business accounts: Most of the time, card issuance fees for most types of Techcombank business accounts are waived.
In addition, Techcombank also offers a program for opening Techcombank premium accounts with negotiated fees. For the latest Techcombank account opening fees, please visit the website: techcombank.com.vn
2.4. Bring your ID card/passport/residence card
ID card/passport/residence card are mandatory documents required to open a Techcombank bank account. Therefore, before going to the Techcombank transaction counter to register for an account, you need to prepare and bring these documents with you.
2.5. Know Techcombank's working hours
In addition, to ensure a smooth and easy process for opening a Techcombank bank account, you need to visit during Techcombank's working hours. Currently, Techcombank branches operate from 8:00 AM to 12:00 PM and from 1:00 PM to 5:00 PM from Monday to Friday. On Saturdays, Techcombank branches/transaction offices only operate in the morning.
3. Procedures to open a Techcombank bank account.
Currently, you can register to open a Techcombank bank account directly at the branch, Techcombank transaction counter, or apply for a Techcombank bank account online. Ultimately, opening a Techcombank bank account online only helps reduce the time spent filling out forms at the transaction counter. After registering information online, you still need to go to the Techcombank transaction counter to sign and complete the account opening paperwork.
How to open a Techcombank account
Bring your ID card/passport/residence card to the nearest Techcombank branch/transaction office, fill in the registration form, and wait for the transaction officer to verify the information and complete the registration process.
Guide to registering for a Techcombank account.
With the general information about opening a Techcombank account in the article above, Mytour.vn hopes you have gained more knowledge and new tricks about the conditions, procedures for opening a Techcombank bank account.
https://Mytour.vn/mo-tai-khoan-techcombank-25838n.aspx
When opening a Techcombank account, you have the rights and obligations to comply with the regulations on opening and using a Techcombank bank account. A tip for you is to also explore and register for Techcombank internet banking on your phone. With this service, your transactions on the Techcombank account such as account management, depositing money into the account, sending and receiving money, withdrawing cash, paying bills, transferring money, etc., will be performed quickly and easily.
