For a while now, if you have idle funds and wish to save with a fixed term at ACB Bank, you need to adhere to the specific terms set by the bank (1 month, 3 months, 6 months, 9 months, ... ). However, in reality, many individuals have idle funds for periods like 35 days, 45 days, etc., and want to utilize them for savings without suitable fixed terms.
To address this, ACB has introduced the feature 'Opening ACB's Online Fixed-Term Deposit Account Option' on ACB's electronic banking system. With a minimum deposit of 1,000,000 VND or 100 USD, your online deposit amount will be adjusted based on the financial needs of individuals and will earn interest according to ACB bank regulations.
Opening ACB's Online Fixed-Term Deposit Account Option
1. Key features of ACB's flexible online fixed-term deposit package
- Online deposit 24/7, quick, and convenient.
- Flexible deposit terms from 1 month to 12 months, allowing individuals to adjust deposit terms based on their needs.
- Diverse deposit currencies (USD, VND), with a minimum deposit limit of 1,000,000 VND or 100 USD.
2. Opening ACB's Flexible Online Fixed-Term Deposit Account via ACB Online Service
Usage Conditions:
- Possessing a payment account at ACB (If you are a new customer without an account, you need to visit an ACB transaction counter to open a new account)
- How to Register for ACB Internet Banking (After successful registration, you will be provided with access application code and password)
Execution Steps
Step 1: Access the ACB online service Here
Step 2: Enter your name, password, fill in the verification code, press 'log in' to access the system
Step 3: In the 'deposit' section on the left menu, select 'flexible online fixed-term deposit', click 'open account'
Step 4: On the screen displaying the request to open a flexible online fixed-term deposit, choose the deposit type, deposit period, deposit amount, and debit account. At this point, the system will display details of the expected maturity date, estimated interest on the screen for your reference. After entering all the required information, click on the 'agree' checkbox.
Step 5: Review the transaction information, re-enter the password, press 'agree' to confirm the transaction.
Step 6: The screen will display the result of opening a flexible online fixed-term deposit account completed.
Note: For the flexible online fixed-term deposit product, on the maturity date, ACB will not automatically renew the deposit but transfer the entire 'principal + interest' to your payment deposit account at ACB.
Here are some detailed insights into opening ACB's flexible online fixed-term deposit accounts that Mytour has compiled. You can fully utilize the option of opening a flexible online fixed-term savings account to earn interest for your payment deposit account before making any plans for usage. Additionally, explore information about ACB Bank's interest rates, loan interest rates, to decide whether to deposit money at Asia Commercial Bank or not.
