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Opening an account at VietBank
Among the current banks, VietBank is considered a destination offering many attractive products and services to customers. Therefore, if you intend to open an account at VietBank, you should know the requirements and registration procedures to avoid confusion during the process.
Requirements and Conditions for Opening an Account with VietBank
For VietBank, the requirements and procedures for opening an account are similar to other banks. Therefore, individuals interested in opening an account must be at least 18 years old and bring their national identification card (ID)/citizen identification card/passport to VietBank's branches. Additionally, customers will need to fill out information on the account opening request form provided by the bank teller.
Fees for Opening, Withdrawing, and Depositing Cash at VietBank Branches
Account Opening and Maintenance Fees:
- Account Opening: Free of charge
- Choose Special Account Numbers (lucky numbers, auspicious numbers, etc.): Ranges from 2 million VND to 20 million VND
- Minimum Required Balance: 100,000 VND
Deposit into Account: VND (Free); USD and foreign currencies (2 USD - 150 USD)
Withdrawal from Account:
- Within the same province/city: Free of charge
- Inter-province/city: for amounts below 1 billion VND (free); above 1 billion VND (from 15,000 VND to 2,000,000 VND); withdrawal in foreign currency (2 USD - 150 USD).
Transfer:
- Within the system: Free of charge
- Outside the system: less than 500 million VND (10,000 VND/transaction); from 500 million VND upwards and before 3:30 PM (maximum 50,000 VND); from 500 million VND upwards and after 3:30 PM (maximum 100,000 VND/item); received by national identification card (15,000 VND - 500,000 VND); foreign currency (2 USD/EUR - 50 USD/EUR).
How to Open a VietBank Account
VietBank does not offer online account opening, so customers need to visit the bank's branches Here to complete the registration process. The process of registering for a VietBank account is relatively simple, with the following steps:
Step 1: Customers bring their ID card/passport to the VietBank transaction location
Step 2: Take a queue number and wait for your turn for the transaction
Step 3: Present the documents and request to open a bank account
Step 4: Fill out the account opening form provided by the teller
Form for opening a VietBank bank account.
Step 5: Submit the form back to the bank to open the account. The account opening procedures are completed, but if you need an ATM card, you'll have to wait for an appointment to pick it up in about 1 - 2 weeks.
Note: Customers need to visit in person to open an account because the registration form requires the owner's signature. Additionally, you need to remember the signature you used to open the account. If you happen to forget it, you'll encounter difficulties in future transactions because the bank cannot verify you as the account owner.
Services to Register When Opening a VietBank Bank Account
Online Banking
- This service offers numerous conveniences for customers such as online savings, instant money transfers, quick ATM withdrawals, bill payments for electricity, water, airplane tickets, etc., at any time and from anywhere via internet-connected devices like computers/mobile phones, through the website: online.vietbank.com.vn. To use Online Banking, customers need to register directly at the bank's counter.
User interface of the Internet Banking website for customer access.
- Service Fees:
+) Service maintenance fee: information inquiry package (free); financial transaction package (7,000 VND/month)
+) Transfer: Within the system (free); Outside the system (10,000 VND - 100,000 VND)
SMS Banking
SMS Banking proactively notifies account balance changes monthly, provides account information, ATM locations, savings interest rates, etc. If customers have already used Internet Banking, they can register online here or visit VietBank's transaction locations directly.
Mobile Banking
- Performs similar functions as Internet Banking but through an application installed on mobile phones.
- Service Fees:
+) Service maintenance fee: Free for both information inquiry and financial transaction packages
+) Transfer: Within the system (free); outside the system (10,000 VND - 1,000,000 VND)
With the simple steps to open a VietBank bank account provided above, we hope readers can understand the requirements and procedures for a quick process. In case customers have any inquiries about services or need assistance from the bank, they can contact the VietBank hotline for the most accurate and helpful information from hotline agents.
