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For many, opening an account with ABBank is not difficult because they have researched thoroughly before registering for the service. However, not everyone knows how to open an ABBank account (An Binh Joint Stock Commercial Bank). Therefore, the following guidelines promise to provide customers with useful information about the process of opening an ABBank account.
Opening an account with ABBank
Conditions and procedures for opening an ABBank account
The procedure for opening an ABBank account is relatively simple because you only need to prepare the necessary documents and meet the following conditions:
- Customers must be Vietnamese citizens or foreigners living and working legally in Vietnam.
- The age for opening an An Binh Bank account is stipulated to be from 18 years old and above.
Make sure to bring along necessary documents such as ID card/passport/resident card to any ABBank branch for account opening.
Complete the account opening form provided by the bank.
ABBank Counter Transaction Fees
ABBank offers various types of accounts including checking, loan, and savings accounts. Below are the specific fees for counter transactions at ABBank:
*) Account Opening and Maintenance Fees
- Account Opening: Standard (Free); upon request (customized account number, joint ownership) incurring fees ranging from 50,000 VND to 1,000,000 VND.
- Minimum Balance Requirement: 50,000 VND
- Account Management Fee: 10,000 VND/month (inactive for 1 year and average balance below 300,000 VND/month).
- Account closure fee: 30,000 VND
- Account restoration fee: 10,000 VND
*) Cash Deposit Fees
- Same province/city: Free of charge
- Inter-provincial/city: 10,000 VND - 1,000,000 VND (amount exceeding 50 million VND).
*) Cash Withdrawal from Account
- Same province/city: Free of charge
- Inter-provincial/city: 10,000 VND - 1,000,000 VND (amount exceeding 30 million VND); free of charge (account owner and amount less than or equal to 30 million VND)
*) Fund Transfer
Transferring money into the account within the system:
- Same province/city (Free of charge); inter-provincial/city (5,000 VND - 1,000,000 VND when the transferred amount is greater than or equal to 50 million VND).
- Identification via ID card/passport: 15,000 VND - 1,000,000 VND
Transfer money to accounts outside the system:
- Transfer amount below 500,000,000 VND: before 3 PM and after 4 PM (15,000 VND/item); from 3 PM to 4 PM (minimum of 15,000 VND/item).
- Transfer amount of 500,000,000 VND or more: before 4 PM and after 4 PM (maximum of 1,000,000 VND/item).
How to Open an ABBank Account
- ABBank does not offer online account opening registration, so customers in need must visit ABBank branches directly Here.
- Customers should bring their ID card/resident card/passport when visiting ABBank.
- Take a queue number and wait for your turn for transaction.
- Present the documents and request to open an ABBank account to the transaction officer.
- Bank staff will provide you with a standard account opening registration form
ABBank account opening registration form.
- Fill in all personal information and submit it to the staff
- After verifying the information, bank staff will process the request and open an account for the customer
- The process of opening an ABBank account here is completed. If customers also register for ATM card services, they need to wait for an appointment to collect it, which takes about 1 week.
- Note that account opening requires the signature of the account owner, so you cannot ask anyone else to do it for you. Especially, customers should remember the signature they have used to avoid forgetting and facing difficulties in future transactions.
Services to Consider When Opening an ABBank Account
Most banks offer additional services to customers when opening an account such as SMS Banking, Internet Banking, Mobile Banking, etc. ABBank is no exception, providing highly effective user support utilities.
*) Online Banking/Internet Banking
No matter where you are, you can easily conduct transactions anytime using Online Banking. It offers conveniences such as intra-system transfers, interbank transactions 24/7, utility bill payments, online savings, all within minutes without visiting a bank branch. This service is highly favored by many ABBank customers.
Customers can perform transactions through internet-connected devices like computers, mobile phones, iPads, by accessing the website: ebanking.abbank.vn. To use Online Banking, you need to register at ABBank branches. The bank will send login credentials to activate your account after accepting the request.
Service fees:
- Service registration: Free of charge
- Password/username retrieval: 20,000 VND/time
- Express transfer: 8,000 VND/time
- Service maintenance fee: 8,000 VND/month
- Usage cessation fee: 20,000 VND/time
- Transfer fee:
+) Within the system: Receipt by account (Free of charge); receipt by ID card/passport (10,000 VND - 1,000,000 VND).
+) Outside the system: Receipt by account (10,000 VND - 1,000,000 VND); receipt by ID card/passport (20,000 VND - 1,000,000 VND).
*) SMS Banking
By using SMS Banking, customers can securely manage their accounts with balance change notifications. Additionally, they can quickly update various transactions by composing messages and sending them to the hotline 8149. Refer to how to Check ABBank Account Balance here.
Service fee: 8,000 VND/month
*) Mobile Banking
Users can perform all transactions similar to Internet Banking but through the application installed on their mobile phones. Customers can register at branches or directly through Online Banking. This service is completely free to register and maintain, but discontinuing its use will incur a fee of 20,000 VND.
This article has provided readers with useful information about opening an ABBank account. If readers have any questions about the process, account opening procedures, ATM card issuance, Internet Banking registration, balance inquiry, ABBank working hours, they can contact the hotline number 18001159 for dedicated support from operators. Additionally, customers can call phone number 02838365365 or Email: [email protected].
