Buzz
Are the procedures for opening a Baoviet Bank account challenging? Many individuals ponder over this question. This article aims to provide clarity on the matter, ensuring you make an informed decision.
Initiating the process to open an account with Baoviet Bank
Key Considerations When Opening an Account with Baoviet Bank
In order to open an account with Baoviet Bank, customers need to ensure they have the necessary documents such as their national ID card/passport/residence card (original or certified copy). Additionally, they will need to fill out the account opening form provided by the bank's transaction officer at any Baoviet Bank branch/transaction office. Regardless of which bank you choose to open an account with, it's essential to have the required documents mentioned above to avoid multiple trips. This ensures a smooth and hassle-free service.
Fee Structure for Opening, Depositing, and Withdrawing Funds at Baoviet Bank Counters
For various account types such as current accounts, interest-bearing deposit accounts, fixed-term deposit accounts, collection accounts, payment accounts, joint accounts, specialized accounts, and reserve accounts, Baoviet Bank applies the following fee structure:
Account Opening, Closing, and Management Fees
Regular Payment Account: Free of charge
Joint Ownership Account: Only $1
Minimum Balance Requirement: $100
Account management fee: $10/month (if the account is inactive for 6 months)
Account closure fee: $30
*) Depositing money into the account
- Same province/city: Free of charge
- Inter-provincial/urban withdrawals: 10,000 VND - 1,000,000 VND
*) Cash withdrawals from accounts
- Withdrawals below 50 million VND: Free of charge
- Withdrawals equal to or above 50 million VND: Before 3 PM (minimum: 10,000 VND); after 3 PM (minimum: 15,000 VND).
Essential Services to Sign Up for When Opening an Account with Baoviet Bank
Some services commonly offered when opening an account at most banks include Phone Banking, Internet Banking, Mobile Banking, etc.
*) Phone Banking
By using Phone Banking, customers can swiftly access information about their accounts, transaction locations, fees, receive support for card activation, password retrieval, and more by calling 1900558848 or 02439381919. To utilize this service, customers need to register at Baoviet Bank branches. The bank does not charge any fees for Phone Banking; customers only need to pay telecommunications charges as per the provider's regulations.
*) Online Banking
The outstanding advantages of Online Banking service include the ability to experience various conveniences such as viewing transaction history, querying account information, interbank transfers, bill payments, mobile phone top-ups, ... via the website: ebank.baovietbank.vn.
- Interbank transfer fee via Online Banking: 9,000 VND/transaction.
- Fast transfer fee outside the system 24/7: 7,000 VND/transaction.
